Property tax exemptions · 51 state guides · Updated Oct 2026
Claim every property tax break you qualify for
Homestead exemptions, breaks for seniors, veterans, people with disabilities and surviving spouses, and low-income credits: what each one is worth in your state, who qualifies, how to apply and the deadline. Many people who qualify never apply.
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How property tax exemptions work
An exemption lowers your taxable value, or your bill
Most breaks take a set amount or a share off the value your tax is figured on. Others work on the bill itself: a credit, a refund, a freeze on your value or your tax, or a deferral that lets you pay later. Each state page says which kind each break is.
You usually have to apply
Breaks are rarely automatic. You apply to the office that values property where the home is, often the county assessor or appraisal district, or a city or town assessor. Your state page names it.
Watch the deadline
Each state sets a date, and some breaks need a new application every year. Missing the date can cost you a full year of savings; some states accept late applications, many don't.
Tell the office when things change
Some breaks are one-time and stay as long as you qualify; others must be renewed. If you move, rent the home out or your income changes, you may have to tell the office.
Check your next bill
Look for the exemption on your next assessment notice or tax bill. If it is missing, call the office right away.
Compare states and read the guides
Homestead exemption by state
What the basic break is worth, the deadline and whether you reapply.
Senior exemptions by state
Age-based exemptions, freezes, deferrals and credits, with income limits.
Disabled veteran exemptions
What each state gives veterans with a VA disability rating.
How to apply for a homestead exemption
Who qualifies, where to apply, what to bring and when.
Property tax help for seniors
Exemptions, freezes, deferrals and credits for older homeowners.
Property tax exemptions for veterans
Ratings, full exemptions, surviving spouses and documents.
All state guides
Alabama
Disabled veterans: Full exemption
Alaska
Disabled veterans: $150,000
Arizona
Disabled veterans: Full exemption (100% rating)
Arkansas
Disabled veterans: See the rules
California
Disabled veterans: $180,671
Colorado
Disabled veterans: $100,000
Connecticut
Disabled veterans: Full exemption (100% rating)
Delaware
Disabled veterans: See the rules
District of Columbia
Disabled veterans: $445,000
Florida
Disabled veterans: Full exemption
Georgia
Disabled veterans: $126,526
Hawaii
Disabled veterans: See the rules
Idaho
Disabled veterans: See the rules
Illinois
Disabled veterans: See the rules
Indiana
Disabled veterans: Full exemption
Iowa
Disabled veterans: Full exemption (100% rating)
Kansas
Disabled veterans: See the rules
Kentucky
Disabled veterans: None statewide
Louisiana
Disabled veterans: Up to full exemption
Maine
Disabled veterans: None statewide
Maryland
Disabled veterans: Full exemption (100% rating)
Massachusetts
Disabled veterans: Up to full exemption
Michigan
Disabled veterans: Full exemption (100% rating)
Minnesota
Disabled veterans: $300,000
Mississippi
Disabled veterans: Full exemption
Missouri
Disabled veterans: Full exemption
Montana
Disabled veterans: See the rules
Nebraska
Disabled veterans: Full exemption (100% rating)
Nevada
Disabled veterans: $36,400
New Hampshire
Disabled veterans: See the rules
New Jersey
Disabled veterans: Full exemption (100% rating)
New Mexico
Disabled veterans: See the rules
New York
Disabled veterans: Full exemption
North Carolina
Disabled veterans: $45,000
North Dakota
Disabled veterans: See the rules
Ohio
Disabled veterans: $58,000
Oklahoma
Disabled veterans: Full exemption (100% rating)
Oregon
Disabled veterans: $27,092
Pennsylvania
Disabled veterans: See the rules
Rhode Island
Disabled veterans: See the rules
South Carolina
Disabled veterans: See the rules
South Dakota
Disabled veterans: Full exemption
Tennessee
Disabled veterans: See the rules
Texas
Disabled veterans: Full exemption (100% rating)
Utah
Disabled veterans: $535,459
Vermont
Disabled veterans: $10,000
Virginia
Disabled veterans: Full exemption (100% rating)
Washington
Disabled veterans: None statewide
West Virginia
Disabled veterans: See the rules
Wisconsin
Disabled veterans: See the rules
Wyoming
Disabled veterans: None statewide
Common questions
What is a homestead exemption?
It is a property tax break for the home you own and live in as your main home. It usually takes a fixed amount or a share off the home's taxable value, so your bill is lower. The amount, the rules and the deadline depend on your state; compare them in the homestead exemption by state table.
Do I have to apply?
Almost always. Most exemptions are given only to owners who file an application with the local office that values property, by a deadline. Your state's page names the office, the form and the date.
Can I get more than one exemption?
Often you can: many states let a senior or a disabled veteran add a special break on top of the basic homestead exemption, but some breaks can't be combined. Each state page lists every statewide break; ask your assessor which ones you can stack.
What if I missed the deadline?
It depends on the state and the break. Some accept late applications for one or more past years, others start the break only the next year. The deadline text on your state's page says what the state allows.
Do I have to reapply every year?
Some breaks are one-time; others, often senior or low-income breaks with an income limit, must be renewed each year or every few years. The "Renewal" line for each exemption on your state's page tells you.
Is an exemption the same as appealing my assessment?
No. An exemption lowers the taxable value of a home that qualifies. An appeal argues that the assessor's value is too high. You can do both. For appeals, see Tax Appeal Map.