Alabama · Lauderdale County · Local exemptions · Updated Oct 2026

Lauderdale County, AL property tax exemptions (2026)

The property tax breaks that are set or run locally in Lauderdale County, on top of Alabama’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.

What is different in Lauderdale County

Lauderdale County (Florence) adopted a Senior Property Tax Exemption by local constitutional amendment: owners 65+ who have lived in the home at least 5 years can freeze its assessed value. It could first be claimed from October 1, 2025 (freezing the October 1, 2024 value) and is claimed in writing October 1 - December 31 with the Revenue Commissioner.

Apply at
Lauderdale County Revenue Commissioner
Phone
(256) 760-5785
Local breaks
Senior Property Tax Exemption (assessed value freeze)
Tax year
2026

Where to apply in Lauderdale County

Lauderdale County Revenue Commissioner

Phone
(256) 760-5785
Address
Lauderdale County Courthouse, Florence, AL 35631
Official exemptions page

Other offices

Local exemptions in Lauderdale County

Senior freeze or deferral

Senior Property Tax Exemption (assessed value freeze)

Freezes the assessed value of your home at its value for the year before you first claim it. Millage changes still apply; later additions are added at their value. You keep the homestead and other exemptions.

Set by
county
Tax year
2026
Who qualifies
Age 65 or older; owner of single-family owner-occupied residential property in Lauderdale County used as your principal residence for at least 5 years before the tax year you first claim.
How to apply
Claim in writing with the Lauderdale County Revenue Commissioner (Assessment department).
Deadline
Between October 1 and December 31 (the claim period for the 2026-27 tax year is open now, through December 31, 2026).
Renewal
Continues while the home remains your principal residence.

Source: official page

State exemptions that also apply here

These breaks come from Alabama law. Their full rules, forms and deadlines are on the Alabama page.

All Alabama property tax exemptions

By group in Alabama: Seniors · Veterans · Disability · Surviving spouses

Savings estimate for Lauderdale County

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Filled in when the exemption is a fixed dollar amount. You can change it.

Lauderdale County median effective rate: 0.32% (taxes paid as a share of home value). Use your own rate if you know it.

Enter a value and a tax rateChoose an exemption or type the value it takes off.

Median effective rate in Lauderdale County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. It is a county-wide middle value; rates differ by town and school district.

An estimate, not a bill. Nothing you type here is sent anywhere.

Eligibility finder for Lauderdale County

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Leave empty if you'd rather not say.

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Lauderdale County

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

The checklist asks for no personal details and nothing is sent to our server: the files are made on your device.

Exemptions to include

Questions about property tax exemptions in Lauderdale County

What property tax exemptions are there in Lauderdale County?

Lauderdale County (Florence) adopted a Senior Property Tax Exemption by local constitutional amendment: owners 65+ who have lived in the home at least 5 years can freeze its assessed value. It could first be claimed from October 1, 2025 (freezing the October 1, 2024 value) and is claimed in writing October 1 - December 31 with the Revenue Commissioner. Local breaks here: Senior Property Tax Exemption (assessed value freeze).

Where do I apply for a property tax exemption in Lauderdale County?

Lauderdale County Revenue Commissioner Phone: (256) 760-5785 Address: Lauderdale County Courthouse, Florence, AL 35631. Also: Alabama Department of Revenue, Property Tax Division, which state program: statewide homestead exemptions (H-1 to H-4, disability, blind).

When is the deadline to apply in Lauderdale County?

Senior Property Tax Exemption (assessed value freeze): Between October 1 and December 31 (the claim period for the 2026-27 tax year is open now, through December 31, 2026).

Do I have to reapply every year in Lauderdale County?

Senior Property Tax Exemption (assessed value freeze): Continues while the home remains your principal residence.

Do Alabama’s statewide exemptions apply in Lauderdale County too?

Yes. The statewide breaks on our Alabama page apply here as well, for example Regular Homestead Exemption (H-1), Age 65+ Homestead Exemption (H-4, and H-2 for lower income) and Total Exemption for Seniors with Low Taxable Income (H-3, Act 48). This page adds what Lauderdale County sets or runs itself.

Good to know in Lauderdale County

  • Property taxes are due October 1 and delinquent after December 31 (Lauderdale County Revenue Commissioner).

Think your assessed value is too high? See how to appeal in Lauderdale County.

Sources

Last checked: Oct 2026.