Florida · Osceola County · Local exemptions · Updated Oct 2026
Osceola County, FL property tax exemptions (2026)
The property tax breaks that are set or run locally in Osceola County, on top of Florida’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.
What is different in Osceola County
Osceola County gives $25,000 (half the maximum) for the low-income senior exemption on county taxes; Kissimmee also gives $25,000 and St. Cloud $8,000 on city taxes. The long-term resident ("Super Senior") exemption applies only to the Osceola County portion of the tax bill.
Apply at
Osceola County Property Appraiser (Exemptions Department)
Phone
407-742-5000
Local breaks
Additional Homestead Exemption for Persons 65 and Older (low-income senior exemption), Long-Term Resident Senior Exemption (65+, 25 years in the home), Assessment reduction for living quarters of parents or grandparents ("granny flat")
Tax year
2026
Where to apply in Osceola County
Osceola County Property Appraiser (Exemptions Department)
Additional Homestead Exemption for Persons 65 and Older (low-income senior exemption)
$25,000 off the assessed value for Osceola County taxes, $25,000 for City of Kissimmee taxes and $8,000 for City of St. Cloud taxes.
Set by
county, Kissimmee and St. Cloud (not school taxes)
Tax year
2026
Who qualifies
You have the homestead exemption, at least one owner living in the home is 65 or older on January 1, and total household adjusted gross income for the prior year is at or below the limit.
Income limit
$38,686 household adjusted gross income (2026 limit, applied to 2025 income of everyone living in the home)
How to apply
First time: file Form DR-501 (check the age 65 and older with limited income box) plus Form DR-501SC household income statement with the property appraiser, with prior-year federal tax returns and W-2s for everyone in the household.
Under s. 196.075, F.S., the income statement is required the first year; after that you must tell the property appraiser by May 1 if household income goes over the limit. Some property appraisers ask for income proof every year, so ask the office how renewal works here.
Long-Term Resident Senior Exemption (65+, 25 years in the home)
Exempts the home's assessed value from the Osceola County portion of the tax bill ("Super Senior" exemption). City and school taxes are not covered.
Set by
county only (Osceola County portion of the tax bill)
Tax year
2026
Who qualifies
Meets the senior exemption rules (65+, household income at or below the limit) and has lived in the home as a permanent residence for at least 25 years, and the home's just (market) value was under $250,000 in the first year you apply and qualify.
Income limit
$38,686 household adjusted gross income (2026 limit, applied to 2025 income of everyone living in the home)
How to apply
File Form DR-501 (check the age 65 and older with 25 years permanent residency box) plus Form DR-501SC with the property appraiser, with proof of 25 years of residence and prior-year tax returns and W-2s for the household.
Assessment reduction for living quarters of parents or grandparents ("granny flat")
Reduces the homestead's assessed value by the value added by building or rebuilding living quarters for a parent or grandparent, capped at 20% of the total assessed value of the improved property (s. 193.703, F.S.).
Set by
county (Osceola PA)
Tax year
2026
Who qualifies
Homestead owner who built or rebuilt living quarters (completed before January 1) for one or more natural or adoptive parents or grandparents of the owner or spouse, at least one of whom is 62 or older and lives there as a permanent residence.
How to apply
File Form DR-501PGP with the property appraiser by March 1.
Roughly what an exemption could save you a year: the value it takes off, times your tax rate.
Eligibility finder for Osceola County
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Document checklist for Osceola County
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Questions about property tax exemptions in Osceola County
What property tax exemptions are there in Osceola County?
Osceola County gives $25,000 (half the maximum) for the low-income senior exemption on county taxes; Kissimmee also gives $25,000 and St. Cloud $8,000 on city taxes. The long-term resident ("Super Senior") exemption applies only to the Osceola County portion of the tax bill. Local breaks here: Additional Homestead Exemption for Persons 65 and Older (low-income senior exemption); Long-Term Resident Senior Exemption (65+, 25 years in the home); Assessment reduction for living quarters of parents or grandparents ("granny flat").
Where do I apply for a property tax exemption in Osceola County?
Osceola County Property Appraiser (Exemptions Department) Phone: 407-742-5000 Address: 2505 E Irlo Bronson Memorial Hwy, Kissimmee, FL 34744. Also: Osceola County Tax Collector, which pays the tax bill.
When is the deadline to apply in Osceola County?
Additional Homestead Exemption for Persons 65 and Older (low-income senior exemption): March 1. Long-Term Resident Senior Exemption (65+, 25 years in the home): March 1. Assessment reduction for living quarters of parents or grandparents ("granny flat"): March 1.
Is there an income limit for Osceola County’s local breaks?
Additional Homestead Exemption for Persons 65 and Older (low-income senior exemption): $38,686 household adjusted gross income (2026 limit, applied to 2025 income of everyone living in the home) Long-Term Resident Senior Exemption (65+, 25 years in the home): $38,686 household adjusted gross income (2026 limit, applied to 2025 income of everyone living in the home) Assessment reduction for living quarters of parents or grandparents ("granny flat"): no income limit listed.
Do I have to reapply every year in Osceola County?
Additional Homestead Exemption for Persons 65 and Older (low-income senior exemption): Under s. 196.075, F.S., the income statement is required the first year; after that you must tell the property appraiser by May 1 if household income goes over the limit. Some property appraisers ask for income proof every year, so ask the office how renewal works here. Long-Term Resident Senior Exemption (65+, 25 years in the home): Same as the senior exemption: report by May 1 if household income goes over the limit. Assessment reduction for living quarters of parents or grandparents ("granny flat"): Annual: the application must be filed on or before March 1 each year.
Median effective tax rate for Osceola County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. The rate is property taxes paid divided by home value.