Florida · Putnam County · Local exemptions · Updated Oct 2026
Putnam County, FL property tax exemptions (2026)
The property tax breaks that are set or run locally in Putnam County, on top of Florida’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.
What is different in Putnam County
Putnam County gives a $25,000 low-income senior exemption that applies only to the county general millage. The long-term resident ("Super Senior") exemption has been adopted more widely: by Putnam County and by Palatka, Crescent City, Interlachen, Pomona Park and Welaka.
Apply at
Putnam County Property Appraiser
Phone
386-329-0286
Local breaks
Additional Homestead Exemption for Persons 65 and Older (low-income senior exemption), Long-Term Resident Senior Exemption (65+, 25 years in the home)
Additional Homestead Exemption for Persons 65 and Older (low-income senior exemption)
$25,000 off the assessed value for the Putnam County general millage only (Ordinance 2000-24, raised from $20,000 to $25,000 in 2003).
Set by
county general millage only (not school or city taxes)
Tax year
2026
Who qualifies
You have the homestead exemption, at least one owner living in the home is 65 or older on January 1, and total household adjusted gross income for the prior year is at or below the limit.
Income limit
$38,686 household adjusted gross income (2026 limit, applied to 2025 income of everyone living in the home)
How to apply
File in person January 1 - March 1 at the Property Appraiser's main office in Palatka or the Crescent City or Interlachen satellite offices. Bring Form 1040 and W-2s for everyone in the home, or (non-filers) SSA-1099 and a Statement of Income; missing records can be supplied until June 1.
Under s. 196.075, F.S., the income statement is required the first year; after that you must tell the property appraiser by May 1 if household income goes over the limit. Some property appraisers ask for income proof every year, so ask the office how renewal works here.
Long-Term Resident Senior Exemption (65+, 25 years in the home)
Exempts the home's full assessed value from the taxes of Putnam County and of the cities of Palatka, Crescent City, Interlachen, Pomona Park and Welaka ("Super Senior Exemption").
Set by
Putnam County, Palatka, Crescent City, Interlachen, Pomona Park, Welaka (not school taxes)
Tax year
2026
Who qualifies
Meets the senior exemption rules (65+, household income at or below the limit) and has lived in the home as a permanent residence for at least 25 years, and the home's just (market) value was under $250,000 in the first year you apply and qualify.
Income limit
$38,686 household adjusted gross income (2026 limit, applied to 2025 income of everyone living in the home)
How to apply
Contact the Property Appraiser; file in person January 1 - March 1 with the senior exemption documents plus proof of 25 years in the home.
Roughly what an exemption could save you a year: the value it takes off, times your tax rate.
Eligibility finder for Putnam County
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Document checklist for Putnam County
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Questions about property tax exemptions in Putnam County
What property tax exemptions are there in Putnam County?
Putnam County gives a $25,000 low-income senior exemption that applies only to the county general millage. The long-term resident ("Super Senior") exemption has been adopted more widely: by Putnam County and by Palatka, Crescent City, Interlachen, Pomona Park and Welaka. Local breaks here: Additional Homestead Exemption for Persons 65 and Older (low-income senior exemption); Long-Term Resident Senior Exemption (65+, 25 years in the home).
Where do I apply for a property tax exemption in Putnam County?
Putnam County Property Appraiser Phone: 386-329-0286 Address: 312 Oak St, Palatka, FL 32177. Also: Putnam County Tax Collector, which pays the tax bill.
When is the deadline to apply in Putnam County?
Additional Homestead Exemption for Persons 65 and Older (low-income senior exemption): March 1. Long-Term Resident Senior Exemption (65+, 25 years in the home): March 1.
Is there an income limit for Putnam County’s local breaks?
Additional Homestead Exemption for Persons 65 and Older (low-income senior exemption): $38,686 household adjusted gross income (2026 limit, applied to 2025 income of everyone living in the home) Long-Term Resident Senior Exemption (65+, 25 years in the home): $38,686 household adjusted gross income (2026 limit, applied to 2025 income of everyone living in the home)
Do I have to reapply every year in Putnam County?
Additional Homestead Exemption for Persons 65 and Older (low-income senior exemption): Under s. 196.075, F.S., the income statement is required the first year; after that you must tell the property appraiser by May 1 if household income goes over the limit. Some property appraisers ask for income proof every year, so ask the office how renewal works here. Long-Term Resident Senior Exemption (65+, 25 years in the home): Same as the senior exemption: report by May 1 if household income goes over the limit.
Median effective tax rate for Putnam County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. The rate is property taxes paid divided by home value.