Georgia · Effingham County · Local exemptions · Updated Oct 2026
Effingham County, GA property tax exemptions (2026)
The property tax breaks that are set or run locally in Effingham County, on top of Georgia’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.
What is different in Effingham County
Effingham County and its school district both have local floating homestead exemptions (value growth above the base year is exempt), and seniors 65+ get $10,000 off for school taxes. Figures from the Georgia DOR local exemption sheet are for digest year 2024.
Apply at
Effingham County Board of Tax Assessors
Phone
Not confirmed
Local breaks
Local floating homestead (HB 999 school, HB 1001 county, 2008), Age 65 school exemption (HB 1800, 1990), Age 65 county exemption (HB 925, 1997)
$10,000 off the assessed value (Georgia assesses homes at 40% of market value) for school M&O
Set by
school district
Tax year
2024 (DOR digest-year 2024 sheet)
Who qualifies
Age 65 and over
How to apply
Apply with the Effingham County Board of Tax Assessors. Bring a Georgia driver's license or ID showing the home address; for age or income-based exemptions also bring proof of age and the prior year's federal and Georgia income tax returns (or Social Security/pension statements).
Apply with the Effingham County Board of Tax Assessors. Bring a Georgia driver's license or ID showing the home address; for age or income-based exemptions also bring proof of age and the prior year's federal and Georgia income tax returns (or Social Security/pension statements).
Roughly what an exemption could save you a year: the value it takes off, times your tax rate.
Eligibility finder for Effingham County
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Document checklist for Effingham County
Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.
Questions about property tax exemptions in Effingham County
What property tax exemptions are there in Effingham County?
Effingham County and its school district both have local floating homestead exemptions (value growth above the base year is exempt), and seniors 65+ get $10,000 off for school taxes. Figures from the Georgia DOR local exemption sheet are for digest year 2024. Local breaks here: Local floating homestead (HB 999 school, HB 1001 county, 2008); Age 65 school exemption (HB 1800, 1990); Age 65 county exemption (HB 925, 1997).
Where do I apply for a property tax exemption in Effingham County?
Effingham County Board of Tax Assessors. Also: Effingham County Tax Commissioner, which sends and collects tax bills. Also: Georgia Department of Revenue, Local Government Services, which state rules and forms.
When is the deadline to apply in Effingham County?
Local floating homestead (HB 999 school, HB 1001 county, 2008): April 1 of the tax year, or by the end of the 45-day appeal window on your assessment notice (Georgia DOR) Age 65 school exemption (HB 1800, 1990): April 1 of the tax year, or by the end of the 45-day appeal window on your assessment notice (Georgia DOR) Age 65 county exemption (HB 925, 1997): April 1 of the tax year, or by the end of the 45-day appeal window on your assessment notice (Georgia DOR)
Do I have to reapply every year in Effingham County?
Local floating homestead (HB 999 school, HB 1001 county, 2008): Renews automatically while you own and live in the home; tell the office if you stop qualifying (income-based exemptions can be re-checked) Age 65 school exemption (HB 1800, 1990): Renews automatically while you own and live in the home; tell the office if you stop qualifying (income-based exemptions can be re-checked) Age 65 county exemption (HB 925, 1997): Renews automatically while you own and live in the home; tell the office if you stop qualifying (income-based exemptions can be re-checked)
Do Georgia’s statewide exemptions apply in Effingham County too?
Yes. The statewide breaks on our Georgia page apply here as well, for example Standard Homestead Exemption, Statewide Floating Homestead Exemption (HB 581) and 2026 Homeowner (Property) Tax Relief Grant. This page adds what Effingham County sets or runs itself.
Median effective tax rate for Effingham County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. The rate is property taxes paid divided by home value.