Georgia · Habersham County · Local exemptions · Updated Oct 2026
Habersham County, GA property tax exemptions (2026)
The property tax breaks that are set or run locally in Habersham County, on top of Georgia’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.
What is different in Habersham County
Habersham County gives homeowners 65+ $8,000 off for county and school taxes with no income limit, a county homestead freeze on the house and 5 acres, and full school exemption for low-income seniors and disabled owners. Figures from the Georgia DOR local exemption list for digest year 2024 come from a county form labeled digest year 2021.
Apply at
Habersham County Board of Tax Assessors
Phone
Not confirmed
Local breaks
Age 65 exemption (H.R. 662-1850, 1978), Age 65 low income (1980), Homestead freeze (HB 1166, 2002), Disabled person (1980)
Tax year
Form labeled digest year 2021, published in the DOR 2024 compilation
$8,000 off the assessed value (Georgia assesses homes at 40% of market value) for county and school M&O
Set by
county and school district
Tax year
Form labeled digest year 2021, published in the DOR 2024 compilation
Who qualifies
Age 65; no income restriction
How to apply
Apply with the Habersham County Board of Tax Assessors. Bring a Georgia driver's license or ID showing the home address; for age or income-based exemptions also bring proof of age and the prior year's federal and Georgia income tax returns (or Social Security/pension statements).
Form labeled digest year 2021, published in the DOR 2024 compilation
Who qualifies
Age 65, income under $12,000 excluding Social Security and retirement
Income limit
$12,000
How to apply
Apply with the Habersham County Board of Tax Assessors. Bring a Georgia driver's license or ID showing the home address; for age or income-based exemptions also bring proof of age and the prior year's federal and Georgia income tax returns (or Social Security/pension statements).
Form labeled digest year 2021, published in the DOR 2024 compilation
Who qualifies
Disabled homeowner
How to apply
Apply with the Habersham County Board of Tax Assessors. Bring a Georgia driver's license or ID showing the home address; for age or income-based exemptions also bring proof of age and the prior year's federal and Georgia income tax returns (or Social Security/pension statements); for disability exemptions, a physician's certificate of total and permanent disability.
Roughly what an exemption could save you a year: the value it takes off, times your tax rate.
Eligibility finder for Habersham County
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Document checklist for Habersham County
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Questions about property tax exemptions in Habersham County
What property tax exemptions are there in Habersham County?
Habersham County gives homeowners 65+ $8,000 off for county and school taxes with no income limit, a county homestead freeze on the house and 5 acres, and full school exemption for low-income seniors and disabled owners. Figures from the Georgia DOR local exemption list for digest year 2024 come from a county form labeled digest year 2021. Local breaks here: Age 65 exemption (H.R. 662-1850, 1978); Age 65 low income (1980); Homestead freeze (HB 1166, 2002); Disabled person (1980).
Where do I apply for a property tax exemption in Habersham County?
Habersham County Board of Tax Assessors. Also: Habersham County Tax Commissioner, which sends and collects tax bills. Also: Georgia Department of Revenue, Local Government Services, which state rules and forms.
When is the deadline to apply in Habersham County?
Age 65 exemption (H.R. 662-1850, 1978): April 1 of the tax year, or by the end of the 45-day appeal window on your assessment notice (Georgia DOR) Age 65 low income (1980): April 1 of the tax year, or by the end of the 45-day appeal window on your assessment notice (Georgia DOR) Homestead freeze (HB 1166, 2002): April 1 of the tax year, or by the end of the 45-day appeal window on your assessment notice (Georgia DOR) Disabled person (1980): April 1 of the tax year, or by the end of the 45-day appeal window on your assessment notice (Georgia DOR)
Is there an income limit for Habersham County’s local breaks?
Age 65 exemption (H.R. 662-1850, 1978): no income limit listed. Age 65 low income (1980): $12,000. Homestead freeze (HB 1166, 2002): no income limit listed. Disabled person (1980): no income limit listed.
Do I have to reapply every year in Habersham County?
Age 65 exemption (H.R. 662-1850, 1978): Renews automatically while you own and live in the home; tell the office if you stop qualifying (income-based exemptions can be re-checked) Age 65 low income (1980): Renews automatically while you own and live in the home; tell the office if you stop qualifying (income-based exemptions can be re-checked) Homestead freeze (HB 1166, 2002): Renews automatically while you own and live in the home; tell the office if you stop qualifying (income-based exemptions can be re-checked) Disabled person (1980): Renews automatically while you own and live in the home; tell the office if you stop qualifying (income-based exemptions can be re-checked)
Median effective tax rate for Habersham County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. The rate is property taxes paid divided by home value.