Georgia · Putnam County · Local exemptions · Updated Oct 2026

Putnam County, GA property tax exemptions (2026)

The property tax breaks that are set or run locally in Putnam County, on top of Georgia’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.

What is different in Putnam County

Putnam County gives $10,000 off for county and school taxes, caps yearly taxable value increases at 3% or CPI, and freezes values for homeowners over 70; Eatonton has the same three features for city taxes. Figures from the Georgia DOR local exemption sheet are for digest year 2024.

Apply at
Putnam County Tax Commissioner or Board of Tax Assessors
Phone
Not confirmed
Local breaks
Homestead $10,000 (HB 1648, 1994; Eatonton HB 1093, 2014), 3% / CPI cap (HB 1365, 1367, 2004; HB 1095, 2014), Over-70 frozen base (HB 1364, 1366, 2004; HB 1094, 2014)
Tax year
2024 (DOR digest-year 2024 sheet)

Where to apply in Putnam County

Putnam County Tax Commissioner or Board of Tax Assessors

Other offices

Local exemptions in Putnam County

Homestead

Homestead $10,000 (HB 1648, 1994; Eatonton HB 1093, 2014)

$10,000 off the assessed value (Georgia assesses homes at 40% of market value) for county, school and Eatonton M&O

Set by
county, school district and Eatonton
Tax year
2024 (DOR digest-year 2024 sheet)
Who qualifies
Owner-occupied homestead
How to apply
Apply with the county tax commissioner or board of tax assessors (call first to ask which office takes homestead applications). Bring a Georgia driver's license or ID showing the home address.
Deadline
April 1 of the tax year, or by the end of the 45-day appeal window on your assessment notice (Georgia DOR)
Renewal
Renews automatically while you own and live in the home; tell the office if you stop qualifying (income-based exemptions can be re-checked)

Source: official page

Other

3% / CPI cap (HB 1365, 1367, 2004; HB 1095, 2014)

Taxable value increase capped at 3% or CPI

Set by
county, school district and Eatonton
Tax year
2024 (DOR digest-year 2024 sheet)
Who qualifies
Homestead owners
How to apply
Apply with the county tax commissioner or board of tax assessors (call first to ask which office takes homestead applications). Bring a Georgia driver's license or ID showing the home address.
Deadline
April 1 of the tax year, or by the end of the 45-day appeal window on your assessment notice (Georgia DOR)
Renewal
Renews automatically while you own and live in the home; tell the office if you stop qualifying (income-based exemptions can be re-checked)

Source: official page

Senior freeze or deferral

Over-70 frozen base (HB 1364, 1366, 2004; HB 1094, 2014)

Base valuation frozen

Set by
county, school district and Eatonton
Tax year
2024 (DOR digest-year 2024 sheet)
Who qualifies
Homestead owners over 70
How to apply
Apply with the county tax commissioner or board of tax assessors (call first to ask which office takes homestead applications). Bring a Georgia driver's license or ID showing the home address; for age or income-based exemptions also bring proof of age and the prior year's federal and Georgia income tax returns (or Social Security/pension statements).
Deadline
April 1 of the tax year, or by the end of the 45-day appeal window on your assessment notice (Georgia DOR)
Renewal
Renews automatically while you own and live in the home; tell the office if you stop qualifying (income-based exemptions can be re-checked)

Source: official page

State exemptions that also apply here

These breaks come from Georgia law. Their full rules, forms and deadlines are on the Georgia page.

All Georgia property tax exemptions

By group in Georgia: Seniors · Veterans · Surviving spouses

Savings estimate for Putnam County

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Filled in when the exemption is a fixed dollar amount. You can change it.

Putnam County median effective rate: 0.63% (taxes paid as a share of home value). Use your own rate if you know it.

Enter a value and a tax rateChoose an exemption or type the value it takes off.

Median effective rate in Putnam County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. It is a county-wide middle value; rates differ by town and school district.

An estimate, not a bill. Nothing you type here is sent anywhere.

Eligibility finder for Putnam County

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Leave empty if you'd rather not say.

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Putnam County

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

The checklist asks for no personal details and nothing is sent to our server: the files are made on your device.

Exemptions to include

Questions about property tax exemptions in Putnam County

What property tax exemptions are there in Putnam County?

Putnam County gives $10,000 off for county and school taxes, caps yearly taxable value increases at 3% or CPI, and freezes values for homeowners over 70; Eatonton has the same three features for city taxes. Figures from the Georgia DOR local exemption sheet are for digest year 2024. Local breaks here: Homestead $10,000 (HB 1648, 1994; Eatonton HB 1093, 2014); 3% / CPI cap (HB 1365, 1367, 2004; HB 1095, 2014); Over-70 frozen base (HB 1364, 1366, 2004; HB 1094, 2014).

Where do I apply for a property tax exemption in Putnam County?

Putnam County Tax Commissioner or Board of Tax Assessors. Also: Putnam County Tax Commissioner, which may take homestead applications; sends and collects tax bills. Also: Putnam County Board of Tax Assessors, which may take homestead applications; decides eligibility and values. Also: Georgia Department of Revenue, Local Government Services, which state rules and forms.

When is the deadline to apply in Putnam County?

Homestead $10,000 (HB 1648, 1994; Eatonton HB 1093, 2014): April 1 of the tax year, or by the end of the 45-day appeal window on your assessment notice (Georgia DOR) 3% / CPI cap (HB 1365, 1367, 2004; HB 1095, 2014): April 1 of the tax year, or by the end of the 45-day appeal window on your assessment notice (Georgia DOR) Over-70 frozen base (HB 1364, 1366, 2004; HB 1094, 2014): April 1 of the tax year, or by the end of the 45-day appeal window on your assessment notice (Georgia DOR)

Do I have to reapply every year in Putnam County?

Homestead $10,000 (HB 1648, 1994; Eatonton HB 1093, 2014): Renews automatically while you own and live in the home; tell the office if you stop qualifying (income-based exemptions can be re-checked) 3% / CPI cap (HB 1365, 1367, 2004; HB 1095, 2014): Renews automatically while you own and live in the home; tell the office if you stop qualifying (income-based exemptions can be re-checked) Over-70 frozen base (HB 1364, 1366, 2004; HB 1094, 2014): Renews automatically while you own and live in the home; tell the office if you stop qualifying (income-based exemptions can be re-checked)

Do Georgia’s statewide exemptions apply in Putnam County too?

Yes. The statewide breaks on our Georgia page apply here as well, for example Standard Homestead Exemption, Statewide Floating Homestead Exemption (HB 581) and 2026 Homeowner (Property) Tax Relief Grant. This page adds what Putnam County sets or runs itself.

Think your assessed value is too high? See how to appeal in Putnam County.

Sources

Last checked: Oct 2026.