Georgia · Spalding County · Local exemptions · Updated Oct 2026

Spalding County, GA property tax exemptions (2026)

The property tax breaks that are set or run locally in Spalding County, on top of Georgia’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.

What is different in Spalding County

Spalding County gives seniors school exemptions of $10,000 to $30,000 by age (65-69, 70-74, 75+) and full county exemption for 62+ or disabled owners with household income under $20,000 (house and 3 acres). Griffin adds $4,000 and the school district a prior-year value freeze for seniors. Figures from the Georgia DOR local exemption sheet are for digest year 2024.

Apply at
Spalding County Tax Commissioner or Board of Tax Assessors
Phone
Not confirmed
Local breaks
Senior school tiers (HB 1475, 2008), County senior (HB 2045, 1994), Low-income full exemption (SB 581, 1986; HB 1496, 2010), School value freeze (HB 1028, 2018), City (Griffin) senior exemption
Tax year
2024 (DOR digest-year 2024 sheet)

Where to apply in Spalding County

Spalding County Tax Commissioner or Board of Tax Assessors

Other offices

Local exemptions in Spalding County

Seniors

Senior school tiers (HB 1475, 2008)

$10,000 (65-69), $20,000 (70-74), $30,000 (75+) off school M&O

Set by
school district
Tax year
2024 (DOR digest-year 2024 sheet)
Who qualifies
Own and occupy; age on January 1; any income
How to apply
Apply with the county tax commissioner or board of tax assessors (call first to ask which office takes homestead applications). Bring a Georgia driver's license or ID showing the home address; for age or income-based exemptions also bring proof of age and the prior year's federal and Georgia income tax returns (or Social Security/pension statements).
Deadline
April 1 of the tax year, or by the end of the 45-day appeal window on your assessment notice (Georgia DOR)
Renewal
Renews automatically while you own and live in the home; tell the office if you stop qualifying (income-based exemptions can be re-checked)

Source: official page

Seniors

County senior (HB 2045, 1994)

$10,000 off the assessed value (Georgia assesses homes at 40% of market value) for county M&O

Set by
county
Tax year
2024 (DOR digest-year 2024 sheet)
Who qualifies
Age 65+, net income of husband and wife ≤ $40,000 excluding Social Security/retirement up to $91,728
Income limit
$40,000 net
How to apply
Apply with the county tax commissioner or board of tax assessors (call first to ask which office takes homestead applications). Bring a Georgia driver's license or ID showing the home address; for age or income-based exemptions also bring proof of age and the prior year's federal and Georgia income tax returns (or Social Security/pension statements).
Deadline
April 1 of the tax year, or by the end of the 45-day appeal window on your assessment notice (Georgia DOR)
Renewal
Renews automatically while you own and live in the home; tell the office if you stop qualifying (income-based exemptions can be re-checked)

Source: official page

Low income

Low-income full exemption (SB 581, 1986; HB 1496, 2010)

100% of house and 3 acres for county, school and city M&O

Set by
county, school district and city
Tax year
2024 (DOR digest-year 2024 sheet)
Who qualifies
Age 62 or 100% disabled, household gross income under $20,000
Income limit
$20,000 gross household
How to apply
Apply with the county tax commissioner or board of tax assessors (call first to ask which office takes homestead applications). Bring a Georgia driver's license or ID showing the home address; for age or income-based exemptions also bring proof of age and the prior year's federal and Georgia income tax returns (or Social Security/pension statements).
Deadline
April 1 of the tax year, or by the end of the 45-day appeal window on your assessment notice (Georgia DOR)
Renewal
Renews automatically while you own and live in the home; tell the office if you stop qualifying (income-based exemptions can be re-checked)

Source: official page

Senior freeze or deferral

School value freeze (HB 1028, 2018)

Prior-year value freeze for school M&O on senior codes

Set by
school district
Tax year
2024 (DOR digest-year 2024 sheet)
Who qualifies
Senior exemption holders
How to apply
Apply with the county tax commissioner or board of tax assessors (call first to ask which office takes homestead applications). Bring a Georgia driver's license or ID showing the home address; for age or income-based exemptions also bring proof of age and the prior year's federal and Georgia income tax returns (or Social Security/pension statements).
Deadline
April 1 of the tax year, or by the end of the 45-day appeal window on your assessment notice (Georgia DOR)
Renewal
Renews automatically while you own and live in the home; tell the office if you stop qualifying (income-based exemptions can be re-checked)

Source: official page

Seniors

City (Griffin) senior exemption

$4,000 off the assessed value (Georgia assesses homes at 40% of market value) for city M&O

Set by
city
Tax year
2024 (DOR digest-year 2024 sheet)
Who qualifies
Seniors on the county senior codes
How to apply
Apply with the county tax commissioner or board of tax assessors (call first to ask which office takes homestead applications). Bring a Georgia driver's license or ID showing the home address; for age or income-based exemptions also bring proof of age and the prior year's federal and Georgia income tax returns (or Social Security/pension statements).
Deadline
April 1 of the tax year, or by the end of the 45-day appeal window on your assessment notice (Georgia DOR)
Renewal
Renews automatically while you own and live in the home; tell the office if you stop qualifying (income-based exemptions can be re-checked)

Source: official page

State exemptions that also apply here

These breaks come from Georgia law. Their full rules, forms and deadlines are on the Georgia page.

All Georgia property tax exemptions

By group in Georgia: Seniors · Veterans · Surviving spouses

Savings estimate for Spalding County

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Filled in when the exemption is a fixed dollar amount. You can change it.

Spalding County median effective rate: 0.89% (taxes paid as a share of home value). Use your own rate if you know it.

Enter a value and a tax rateChoose an exemption or type the value it takes off.

Median effective rate in Spalding County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. It is a county-wide middle value; rates differ by town and school district.

An estimate, not a bill. Nothing you type here is sent anywhere.

Eligibility finder for Spalding County

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Leave empty if you'd rather not say.

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Spalding County

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

The checklist asks for no personal details and nothing is sent to our server: the files are made on your device.

Exemptions to include

Questions about property tax exemptions in Spalding County

What property tax exemptions are there in Spalding County?

Spalding County gives seniors school exemptions of $10,000 to $30,000 by age (65-69, 70-74, 75+) and full county exemption for 62+ or disabled owners with household income under $20,000 (house and 3 acres). Griffin adds $4,000 and the school district a prior-year value freeze for seniors. Figures from the Georgia DOR local exemption sheet are for digest year 2024. Local breaks here: Senior school tiers (HB 1475, 2008); County senior (HB 2045, 1994); Low-income full exemption (SB 581, 1986; HB 1496, 2010); School value freeze (HB 1028, 2018); City (Griffin) senior exemption.

Where do I apply for a property tax exemption in Spalding County?

Spalding County Tax Commissioner or Board of Tax Assessors. Also: Spalding County Board of Tax Assessors, which may take homestead applications; decides eligibility and values. Also: Georgia Department of Revenue, Local Government Services, which state rules and forms.

When is the deadline to apply in Spalding County?

Senior school tiers (HB 1475, 2008): April 1 of the tax year, or by the end of the 45-day appeal window on your assessment notice (Georgia DOR) County senior (HB 2045, 1994): April 1 of the tax year, or by the end of the 45-day appeal window on your assessment notice (Georgia DOR) Low-income full exemption (SB 581, 1986; HB 1496, 2010): April 1 of the tax year, or by the end of the 45-day appeal window on your assessment notice (Georgia DOR) School value freeze (HB 1028, 2018): April 1 of the tax year, or by the end of the 45-day appeal window on your assessment notice (Georgia DOR) City (Griffin) senior exemption: April 1 of the tax year, or by the end of the 45-day appeal window on your assessment notice (Georgia DOR)

Is there an income limit for Spalding County’s local breaks?

Senior school tiers (HB 1475, 2008): no income limit listed. County senior (HB 2045, 1994): $40,000 net. Low-income full exemption (SB 581, 1986; HB 1496, 2010): $20,000 gross household. School value freeze (HB 1028, 2018): no income limit listed. City (Griffin) senior exemption: no income limit listed.

Do I have to reapply every year in Spalding County?

Senior school tiers (HB 1475, 2008): Renews automatically while you own and live in the home; tell the office if you stop qualifying (income-based exemptions can be re-checked) County senior (HB 2045, 1994): Renews automatically while you own and live in the home; tell the office if you stop qualifying (income-based exemptions can be re-checked) Low-income full exemption (SB 581, 1986; HB 1496, 2010): Renews automatically while you own and live in the home; tell the office if you stop qualifying (income-based exemptions can be re-checked) School value freeze (HB 1028, 2018): Renews automatically while you own and live in the home; tell the office if you stop qualifying (income-based exemptions can be re-checked) City (Griffin) senior exemption: Renews automatically while you own and live in the home; tell the office if you stop qualifying (income-based exemptions can be re-checked)

Think your assessed value is too high? See how to appeal in Spalding County.

Sources

Last checked: Oct 2026.