Maine · Property tax exemptions for people with disabilities · Updated Oct 2026
Maine property tax exemptions for people with disabilities (2026)
Every statewide property tax break in Maine that our guide lists for homeowners with a disability, including senior breaks that also cover people with disabilities. What each is worth, who qualifies, the deadline and how to apply.
Short answer
The main property tax break for people with disabilities in Maine is the Blind Exemption. Up to $4,000 off the just value of your home, adjusted by your town's certified ratio.
Some amounts depend on where you live. In Maine, some of these breaks or their amounts are set or adjusted by your county, city or town, as each exemption below explains. Ask your local assessor for the figure that applies to your home.
Property tax breaks for people with disabilities in Maine
Disability
Blind Exemption
Up to $4,000 off the just value of your home, adjusted by your town's certified ratio.
Who qualifies
A Maine resident homeowner who is legally blind, as determined by a licensed medical doctor, osteopathic doctor or optometrist. The home must be in the town where you live (a revocable living trust for you also counts).
How to apply
File the Blind Exemption Application with your town assessor and attach proof that a doctor or optometrist has found you legally blind.
The State pays the property tax on your home (plus up to two years of past-due tax) every year you take part. It is a loan: you, your estate or heirs repay the total plus interest when you leave the program, sell or die. The State puts a lien on the home.
For people with disabilities: At least one owner is 65 or older or cannot work because of a permanent and total disability.
Who qualifies
At least one owner is 65 or older or cannot work because of a permanent and total disability. You own the home outright (fee simple, or in a revocable living trust), it gets the Homestead Exemption, and it has no HUD-insured reverse mortgage and is not in a town deferral program.
Income limit
Income for the previous calendar year under $80,000 (combined for all owners). Liquid assets under $100,000 for one owner or $150,000 combined for multiple owners (retirement accounts, vehicles and real estate do not count).
How to apply
File the Property Tax Deferral Program application with your town assessor (unorganized territory: Maine Revenue Services). The assessor checks it and sends it to Maine Revenue Services, which approves or denies it.
Deadline: Between January 1 and April 1 (for 2026: January 1 to April 1, 2026).
Renewal: Once approved, you stay in the program without reapplying unless you withdraw or are disqualified.
Savings estimate for Maine
Roughly what an exemption could save you a year: the value it takes off, times your tax rate.
Eligibility finder for Maine
Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.
Pre-set for people with disabilities: you own and live in the home and have a permanent disability. Change any answer.
Document checklist for Maine
Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.
Questions about people with disabilities property tax breaks in Maine
Who qualifies for property tax breaks for people with disabilities in Maine?
Blind Exemption: A Maine resident homeowner who is legally blind, as determined by a licensed medical doctor, osteopathic doctor or optometrist. The home must be in the town where you live (a revocable living trust for you also counts). State Property Tax Deferral Program: At least one owner is 65 or older or cannot work because of a permanent and total disability. You own the home outright (fee simple, or in a revocable living trust), it gets the Homestead Exemption, and it has no HUD-insured reverse mortgage and is not in a town deferral program.
Is there an income limit for people with disabilities' property tax breaks in Maine?
Blind Exemption: no income limit is listed in our sources. State Property Tax Deferral Program: Income for the previous calendar year under $80,000 (combined for all owners). Liquid assets under $100,000 for one owner or $150,000 combined for multiple owners (retirement accounts, vehicles and real estate do not count).
When is the deadline for people with disabilities to apply in Maine?
Blind Exemption: By April 1. State Property Tax Deferral Program: Between January 1 and April 1 (for 2026: January 1 to April 1, 2026).
Do people with disabilities have to reapply every year in Maine?
Blind Exemption: Not stated on the state page; ask your assessor. State Property Tax Deferral Program: Once approved, you stay in the program without reapplying unless you withdraw or are disqualified.
Where do people with disabilities apply for property tax breaks in Maine?
Your city or town assessor decides homestead, veteran and blind exemptions and takes applications for the state deferral program. If you live in the unorganized territory, you apply to Maine Revenue Services' Property Tax Division instead. For the Blind Exemption: File the Blind Exemption Application with your town assessor and attach proof that a doctor or optometrist has found you legally blind.