Maryland · Allegany County · Local exemptions · Updated Oct 2026

Allegany County, MD property tax exemptions (2026)

The property tax breaks that are set or run locally in Allegany County, on top of Maryland’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.

What is different in Allegany County

Allegany County does not publish any county-only property tax credits; homeowners use the state Homestead, Homeowners' and exemption programs. What is local is the Homestead cap: county tax can rise at most 4% a year on a principal residence, and Frostburg uses a 6% cap for town tax.

Apply at: Allegany County Tax & Utility Office
Phone: 301-777-5965
Local breaks: Homestead Property Tax Credit (local cap)
Tax year: 2026-27

Where to apply in Allegany County

Allegany County Tax & Utility Office

Phone: 301-777-5965
Address: 701 Kelly Road, Suite 201, Cumberland, MD 21502

Official exemptions page

Other offices

Maryland Department of Assessments and Taxation (SDAT) – Tax Credit Programs – state program: Homestead and Homeowners' tax credits (and county supplements run through the HTC form)
SDAT Allegany County Assessment Office – SDAT local assessment office: assessments, disabled-veteran and blind exemptions

Local exemptions in Allegany County

Homestead

Homestead Property Tax Credit (local cap)

Allegany County tax: the taxable assessment on your home can rise at most 4% a year; State tax: 10% a year. You pay no tax on the part of an increase above the cap. Towns with a different cap for town tax: Frostburg 6% (see the table).

Set by: state program, local amount
Tax year: 2026-27
Who qualifies: Owner-occupants of their principal residence; no age or income limit.
How to apply: One-time application to SDAT (online at Maryland OneStop / sdathtc.dat.maryland.gov, or the paper form). Check SDAT Real Property Search first: if it shows 'No Application', apply.
Form: Homestead Tax Credit Eligibility Application (SDAT)
Renewal: One-time application.

Source: official page

Amounts by taxing unit in Allegany County

Each school district, city or other taxing unit can set its own amount. Find the ones on your tax bill.

Taxing unit	Type	Homestead	Source
Allegany County (county tax)	county	4% cap	official
Frostburg (town tax)	city	6% cap	official

State exemptions that also apply here

These breaks come from Maryland law. Their full rules, forms and deadlines are on the Maryland page.

All Maryland property tax exemptions

By group in Maryland: Seniors · Veterans · Disability · Surviving spouses

Savings estimate for Allegany County

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Exemption

Value taken off ($)

Filled in when the exemption is a fixed dollar amount. You can change it.

Tax rate (%)

Allegany County median effective rate: 0.94% (taxes paid as a share of home value). Use your own rate if you know it.

Enter a value and a tax rateChoose an exemption or type the value it takes off.

Median effective rate in Allegany County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. It is a county-wide middle value; rates differ by town and school district.

An estimate, not a bill. Nothing you type here is sent anywhere.

Eligibility finder for Allegany County

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Do you own the home and live in it as your main home?

Your age, or the year you were born

Leave empty if you'd rather not say.

Are you a veteran?

Do you have a permanent disability?

Are you the surviving spouse of a veteran, service member or first responder?

Yearly household income ($)

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Allegany County

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

Questions about property tax exemptions in Allegany County

What property tax exemptions are there in Allegany County?

Where do I apply for a property tax exemption in Allegany County?

Allegany County Tax & Utility Office Phone: 301-777-5965 Address: 701 Kelly Road, Suite 201, Cumberland, MD 21502. Also: Maryland Department of Assessments and Taxation (SDAT) – Tax Credit Programs, which state program: Homestead and Homeowners' tax credits (and county supplements run through the HTC form). Also: SDAT Allegany County Assessment Office, which SDAT local assessment office: assessments, disabled-veteran and blind exemptions.

Do I have to reapply every year in Allegany County?

Homestead Property Tax Credit (local cap): One-time application.

Do Maryland’s statewide exemptions apply in Allegany County too?

Yes. The statewide breaks on our Maryland page apply here as well, for example Homestead Property Tax Credit, Homeowners' Property Tax Credit (circuit breaker) and Disabled Veteran Exemption (100% service-connected). This page adds what Allegany County sets or runs itself.

Good to know in Allegany County

The county Tax & Utility Office collects the bill; the county site points homeowners to the State's tax credit programs (1-800-944-7403).

Think your assessed value is too high? See how to appeal in Allegany County.

Sources

Allegany County Tax & Utility Office
Allegany County – Property Tax Discounts & Interest
SDAT 2026-2027 Tax Rates & Homestead Credit Caps
Median effective tax rate for Allegany County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. The rate is property taxes paid divided by home value.

Last checked: Oct 2026.