Maryland · Calvert County · Local exemptions · Updated Oct 2026

Calvert County, MD property tax exemptions (2026)

The property tax breaks that are set or run locally in Calvert County, on top of Maryland’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.

What is different in Calvert County

Calvert County uses the maximum 10% Homestead cap. Its local relief is a county supplement to the state Homeowners' Tax Credit (same SDAT form), plus county credits for disabled law enforcement officers and rescue workers, volunteer fire/rescue/EMS members, and county tax refunds for disabled veterans.

Apply at
Calvert County Treasurer's Office
Phone
410-535-1600 ext. 2630
Local breaks
Homestead Property Tax Credit (local cap), County Supplemental Homeowners' Property Tax Credit, Volunteer Fire, Rescue and EMS Members Credit, Disabled Law Enforcement Officers, Rescue Workers and Surviving Spouses Credit, Disabled Veteran County Tax Refund
Tax year
2026-27

Where to apply in Calvert County

Calvert County Treasurer's Office

Phone
410-535-1600 ext. 2630
Address
150 Main Street, Prince Frederick, MD 20678

Other offices

Local exemptions in Calvert County

Homestead

Homestead Property Tax Credit (local cap)

Calvert County tax: the taxable assessment on your home can rise at most 10% a year; State tax: 10% a year. You pay no tax on the part of an increase above the cap.

Set by
state program, local amount
Tax year
2026-27
Who qualifies
Owner-occupants of their principal residence; no age or income limit.
How to apply
One-time application to SDAT (online at Maryland OneStop / sdathtc.dat.maryland.gov, or the paper form). Check SDAT Real Property Search first: if it shows 'No Application', apply.
Renewal
One-time application.

Source: official page

Low income

County Supplemental Homeowners' Property Tax Credit

Extra county credit on top of the state Homeowners' credit, based on household income and the tax on your home.

Set by
state program, local amount
Tax year
2026-27
Who qualifies
Owner-occupants who meet the state Homeowners' Tax Credit requirements.
Income limit
$60,000 combined gross household income (state rule).
How to apply
One SDAT Homeowners' Tax Credit application (online at Maryland OneStop or paper) covers both credits.
Deadline
October 1; by April 15 to have it on the July bill.
Renewal
Every year.

Source: official page

Other

Volunteer Fire, Rescue and EMS Members Credit

County property tax credit for eligible volunteer members (amount set by county resolution).

Set by
county
Tax year
2026-27
Who qualifies
Eligible members of Calvert County volunteer fire, rescue and EMS companies.
How to apply
Through the Calvert County Fire, Rescue & EMS office (410-535-1600 ext. 2368).

Source: official page

Disability

Disabled Law Enforcement Officers, Rescue Workers and Surviving Spouses Credit

County property tax credit on the principal residence under the county ordinance.

Set by
county
Tax year
2026-27
Who qualifies
Qualifying disabled law enforcement officers and rescue workers and their surviving spouses.
How to apply
County application to the Treasurer's Office.

Source: official page

Disabled veterans

Disabled Veteran County Tax Refund

Refund of county property taxes in qualifying cases, in addition to the state 100% disabled veteran exemption.

Set by
county
Tax year
2026-27
Who qualifies
Disabled veterans who qualify under the county ordinance.
How to apply
Contact the Treasurer's Office.

Source: official page

State exemptions that also apply here

These breaks come from Maryland law. Their full rules, forms and deadlines are on the Maryland page.

All Maryland property tax exemptions

By group in Maryland: Seniors · Veterans · Disability · Surviving spouses

Savings estimate for Calvert County

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Filled in when the exemption is a fixed dollar amount. You can change it.

Calvert County median effective rate: 0.83% (taxes paid as a share of home value). Use your own rate if you know it.

Enter a value and a tax rateChoose an exemption or type the value it takes off.

Median effective rate in Calvert County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. It is a county-wide middle value; rates differ by town and school district.

An estimate, not a bill. Nothing you type here is sent anywhere.

Eligibility finder for Calvert County

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Leave empty if you'd rather not say.

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Calvert County

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

The checklist asks for no personal details and nothing is sent to our server: the files are made on your device.

Exemptions to include

Questions about property tax exemptions in Calvert County

What property tax exemptions are there in Calvert County?

Calvert County uses the maximum 10% Homestead cap. Its local relief is a county supplement to the state Homeowners' Tax Credit (same SDAT form), plus county credits for disabled law enforcement officers and rescue workers, volunteer fire/rescue/EMS members, and county tax refunds for disabled veterans. Local breaks here: Homestead Property Tax Credit (local cap); County Supplemental Homeowners' Property Tax Credit; Volunteer Fire, Rescue and EMS Members Credit; Disabled Law Enforcement Officers, Rescue Workers and Surviving Spouses Credit; Disabled Veteran County Tax Refund.

Where do I apply for a property tax exemption in Calvert County?

Calvert County Treasurer's Office Phone: 410-535-1600 ext. 2630 Address: 150 Main Street, Prince Frederick, MD 20678. Also: Maryland Department of Assessments and Taxation (SDAT) – Tax Credit Programs, which state program: Homestead and Homeowners' tax credits (and county supplements run through the HTC form). Also: SDAT Calvert County Assessment Office, which SDAT local assessment office: assessments, disabled-veteran and blind exemptions.

When is the deadline to apply in Calvert County?

Homestead Property Tax Credit (local cap): not confirmed; ask the office. County Supplemental Homeowners' Property Tax Credit: October 1; by April 15 to have it on the July bill. Volunteer Fire, Rescue and EMS Members Credit: not confirmed; ask the office. Disabled Law Enforcement Officers, Rescue Workers and Surviving Spouses Credit: not confirmed; ask the office. Disabled Veteran County Tax Refund: not confirmed; ask the office.

Is there an income limit for Calvert County’s local breaks?

Homestead Property Tax Credit (local cap): no income limit listed. County Supplemental Homeowners' Property Tax Credit: $60,000 combined gross household income (state rule). Volunteer Fire, Rescue and EMS Members Credit: no income limit listed. Disabled Law Enforcement Officers, Rescue Workers and Surviving Spouses Credit: no income limit listed. Disabled Veteran County Tax Refund: no income limit listed.

Do I have to reapply every year in Calvert County?

Homestead Property Tax Credit (local cap): One-time application. County Supplemental Homeowners' Property Tax Credit: Every year. Volunteer Fire, Rescue and EMS Members Credit: not confirmed. Disabled Law Enforcement Officers, Rescue Workers and Surviving Spouses Credit: not confirmed. Disabled Veteran County Tax Refund: not confirmed.

Good to know in Calvert County

  • Credits approved after May 31 may not be on the original July bill; the county sends an adjustment notice.

Think your assessed value is too high? See how to appeal in Calvert County.

Sources

Last checked: Oct 2026.