Maryland · Caroline County · Local exemptions · Updated Oct 2026

Caroline County, MD property tax exemptions (2026)

The property tax breaks that are set or run locally in Caroline County, on top of Maryland’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.

What is different in Caroline County

Caroline County caps the yearly rise in county taxable assessment at 5%, but its towns differ (Denton 3%; Federalsburg, Greensboro, Marydel, Preston and Goldsboro 10%). The county has its own Senior Credit for owners 70 and older who have owned property in the county for 15 years, and SDAT lists it among counties that add to the state Homeowners' credit.

Apply at
Caroline County Tax Office (Office of Finance, Tax Division)
Phone
410-479-0410
Local breaks
Homestead Property Tax Credit (local cap), County Senior Credit
Tax year
2026-27

Where to apply in Caroline County

Caroline County Tax Office (Office of Finance, Tax Division)

Phone
410-479-0410
Address
109 Market Street, Room 133, P.O. Box 459, Denton, MD 21629

Other offices

Local exemptions in Caroline County

Homestead

Homestead Property Tax Credit (local cap)

Caroline County tax: the taxable assessment on your home can rise at most 5% a year; State tax: 10% a year. You pay no tax on the part of an increase above the cap. Towns with a different cap for town tax: Denton 3%, Federalsburg 10%, Goldsboro 10%, Greensboro 10%, Marydel 10%, Preston 10% (see the table).

Set by
state program, local amount
Tax year
2026-27
Who qualifies
Owner-occupants of their principal residence; no age or income limit.
How to apply
One-time application to SDAT (online at Maryland OneStop / sdathtc.dat.maryland.gov, or the paper form). Check SDAT Real Property Search first: if it shows 'No Application', apply.
Renewal
One-time application.

Source: official page

Seniors

County Senior Credit

A county property tax credit for long-time senior owners (amount not stated on the county site).

Set by
county
Tax year
2026-27
Who qualifies
Owner (or co-owner) at least 70 years old who has owned property in Caroline County for 15 years; principal residence.
How to apply
Automatic if you receive the state Homeowners' Tax Credit. Otherwise file the county Senior Tax Credit Application with the Tax Office.
Deadline
May 31 to be on the original tax bill.
Renewal
File once; no yearly re-filing.

Source: official page

Amounts by taxing unit in Caroline County

Each school district, city or other taxing unit can set its own amount. Find the ones on your tax bill.

Sort:
Taxing unitTypeHomesteadSource
Caroline County (county tax)county5% capofficial
Denton (town tax)city3% capofficial
Federalsburg (town tax)city10% capofficial
Goldsboro (town tax)city10% capofficial
Greensboro (town tax)city10% capofficial
Marydel (town tax)city10% capofficial
Preston (town tax)city10% capofficial

State exemptions that also apply here

These breaks come from Maryland law. Their full rules, forms and deadlines are on the Maryland page.

All Maryland property tax exemptions

By group in Maryland: Seniors · Veterans · Disability · Surviving spouses

Savings estimate for Caroline County

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Filled in when the exemption is a fixed dollar amount. You can change it.

Caroline County median effective rate: 0.75% (taxes paid as a share of home value). Use your own rate if you know it.

Enter a value and a tax rateChoose an exemption or type the value it takes off.

Median effective rate in Caroline County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. It is a county-wide middle value; rates differ by town and school district.

An estimate, not a bill. Nothing you type here is sent anywhere.

Eligibility finder for Caroline County

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Leave empty if you'd rather not say.

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Caroline County

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

The checklist asks for no personal details and nothing is sent to our server: the files are made on your device.

Exemptions to include

Questions about property tax exemptions in Caroline County

What property tax exemptions are there in Caroline County?

Caroline County caps the yearly rise in county taxable assessment at 5%, but its towns differ (Denton 3%; Federalsburg, Greensboro, Marydel, Preston and Goldsboro 10%). The county has its own Senior Credit for owners 70 and older who have owned property in the county for 15 years, and SDAT lists it among counties that add to the state Homeowners' credit. Local breaks here: Homestead Property Tax Credit (local cap); County Senior Credit.

Where do I apply for a property tax exemption in Caroline County?

Caroline County Tax Office (Office of Finance, Tax Division) Phone: 410-479-0410 Address: 109 Market Street, Room 133, P.O. Box 459, Denton, MD 21629. Also: Maryland Department of Assessments and Taxation (SDAT) – Tax Credit Programs, which state program: Homestead and Homeowners' tax credits (and county supplements run through the HTC form). Also: SDAT Caroline County Assessment Office, which SDAT local assessment office: assessments, disabled-veteran and blind exemptions.

When is the deadline to apply in Caroline County?

Homestead Property Tax Credit (local cap): not confirmed; ask the office. County Senior Credit: May 31 to be on the original tax bill.

Do I have to reapply every year in Caroline County?

Homestead Property Tax Credit (local cap): One-time application. County Senior Credit: File once; no yearly re-filing.

Do Maryland’s statewide exemptions apply in Caroline County too?

Yes. The statewide breaks on our Maryland page apply here as well, for example Homestead Property Tax Credit, Homeowners' Property Tax Credit (circuit breaker) and Disabled Veteran Exemption (100% service-connected). This page adds what Caroline County sets or runs itself.

Good to know in Caroline County

  • Applications for the state Homeowners' credit can be picked up at the Caroline County Tax Office, 109 Market Street, Room 133, Denton.

Think your assessed value is too high? See how to appeal in Caroline County.

Sources

Last checked: Oct 2026.