Maryland · Dorchester County · Local exemptions · Updated Oct 2026

Dorchester County, MD property tax exemptions (2026)

The property tax breaks that are set or run locally in Dorchester County, on top of Maryland’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.

What is different in Dorchester County

Dorchester County gives seniors 67 and older who qualify for the state Homeowners' credit an extra 10% off the general county property tax, automatically. The county Homestead cap is 5% (Hurlock uses 10% for town tax).

Apply at
Dorchester County Department of Finance
Phone
410-228-4343
Local breaks
Homestead Property Tax Credit (local cap), Qualified Senior Citizens' Tax Credit
Tax year
2026-27

Where to apply in Dorchester County

Dorchester County Department of Finance

Phone
410-228-4343
Address
County Office Building, 501 Court Lane, Cambridge, MD 21613

Other offices

Local exemptions in Dorchester County

Homestead

Homestead Property Tax Credit (local cap)

Dorchester County tax: the taxable assessment on your home can rise at most 5% a year; State tax: 10% a year. You pay no tax on the part of an increase above the cap. Towns with a different cap for town tax: Hurlock 10% (see the table).

Set by
state program, local amount
Tax year
2026-27
Who qualifies
Owner-occupants of their principal residence; no age or income limit.
How to apply
One-time application to SDAT (online at Maryland OneStop / sdathtc.dat.maryland.gov, or the paper form). Check SDAT Real Property Search first: if it shows 'No Application', apply.
Renewal
One-time application.

Source: official page

Seniors

Qualified Senior Citizens' Tax Credit

10% of the general county real property tax.

Set by
county
Tax year
2026-27
Who qualifies
At least one owner-occupant is 67 or older and the household qualifies for the state Homeowners' Property Tax Credit.
Income limit
State Homeowners' credit limits ($60,000 combined income).
How to apply
No separate form: the Finance Director applies it automatically when your state Homeowners' credit application shows an owner aged 67+.
Deadline
October 1 (state HTC deadline).
Renewal
Every year with the state application.

Source: official page

Amounts by taxing unit in Dorchester County

Each school district, city or other taxing unit can set its own amount. Find the ones on your tax bill.

Taxing unitTypeHomesteadSource
Dorchester County (county tax)county5% capofficial
Hurlock (town tax)city10% capofficial

State exemptions that also apply here

These breaks come from Maryland law. Their full rules, forms and deadlines are on the Maryland page.

All Maryland property tax exemptions

By group in Maryland: Seniors · Veterans · Disability · Surviving spouses

Savings estimate for Dorchester County

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Filled in when the exemption is a fixed dollar amount. You can change it.

Dorchester County median effective rate: 0.84% (taxes paid as a share of home value). Use your own rate if you know it.

Enter a value and a tax rateChoose an exemption or type the value it takes off.

Median effective rate in Dorchester County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. It is a county-wide middle value; rates differ by town and school district.

An estimate, not a bill. Nothing you type here is sent anywhere.

Eligibility finder for Dorchester County

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Leave empty if you'd rather not say.

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Dorchester County

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

The checklist asks for no personal details and nothing is sent to our server: the files are made on your device.

Exemptions to include

Questions about property tax exemptions in Dorchester County

What property tax exemptions are there in Dorchester County?

Dorchester County gives seniors 67 and older who qualify for the state Homeowners' credit an extra 10% off the general county property tax, automatically. The county Homestead cap is 5% (Hurlock uses 10% for town tax). Local breaks here: Homestead Property Tax Credit (local cap); Qualified Senior Citizens' Tax Credit.

Where do I apply for a property tax exemption in Dorchester County?

Dorchester County Department of Finance Phone: 410-228-4343 Address: County Office Building, 501 Court Lane, Cambridge, MD 21613. Also: Maryland Department of Assessments and Taxation (SDAT) – Tax Credit Programs, which state program: Homestead and Homeowners' tax credits (and county supplements run through the HTC form). Also: SDAT Dorchester County Assessment Office, which SDAT local assessment office: assessments, disabled-veteran and blind exemptions.

When is the deadline to apply in Dorchester County?

Homestead Property Tax Credit (local cap): not confirmed; ask the office. Qualified Senior Citizens' Tax Credit: October 1 (state HTC deadline).

Is there an income limit for Dorchester County’s local breaks?

Homestead Property Tax Credit (local cap): no income limit listed. Qualified Senior Citizens' Tax Credit: State Homeowners' credit limits ($60,000 combined income).

Do I have to reapply every year in Dorchester County?

Homestead Property Tax Credit (local cap): One-time application. Qualified Senior Citizens' Tax Credit: Every year with the state application.

Good to know in Dorchester County

  • Bill 2025-5 lowered the age from 70 to 67 and raised the credit from 5% to 10% (Dorchester County Code §§ 144-49, 144-50).

Think your assessed value is too high? See how to appeal in Dorchester County.

Sources

Last checked: Oct 2026.