Maryland · Kent County · Local exemptions · Updated Oct 2026

Kent County, MD property tax exemptions (2026)

The property tax breaks that are set or run locally in Kent County, on top of Maryland’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.

What is different in Kent County

Kent County adds a supplement to the state Homeowners' credit for owners 60 and older with income of $35,000 or less that covers the rest of their real property tax. The county Homestead cap is 5% (Betterton, Galena, Millington and Rock Hall use 10% for town tax).

Apply at
Kent County Office of Finance
Phone
410-778-7478
Local breaks
Homestead Property Tax Credit (local cap), Kent County Supplemental Homeowner's Tax Credit, Residential Sprinkler Property Tax Credit
Tax year
2026-27

Where to apply in Kent County

Kent County Office of Finance

Phone
410-778-7478
Address
400 High Street, Chestertown, MD 21620

Other offices

Local exemptions in Kent County

Homestead

Homestead Property Tax Credit (local cap)

Kent County tax: the taxable assessment on your home can rise at most 5% a year; State tax: 10% a year. You pay no tax on the part of an increase above the cap. Towns with a different cap for town tax: Betterton 10%, Galena 10%, Millington 10%, Rock Hall 10% (see the table).

Set by
state program, local amount
Tax year
2026-27
Who qualifies
Owner-occupants of their principal residence; no age or income limit.
How to apply
One-time application to SDAT (online at Maryland OneStop / sdathtc.dat.maryland.gov, or the paper form). Check SDAT Real Property Search first: if it shows 'No Application', apply.
Renewal
One-time application.

Source: official page

Low income

Kent County Supplemental Homeowner's Tax Credit

The difference between the state Homeowners' credit and your total real property tax on the dwelling (in effect, the rest of the tax).

Set by
state program, local amount
Tax year
2026-27
Who qualifies
Eligible for the state Homeowners' credit and, at the end of the prior calendar year, at least 60 years old.
Income limit
Combined annual income of $35,000 or less.
How to apply
One state Homeowners' Tax Credit application to SDAT; the State tells the county if you qualify.
Deadline
October 1 (state HTC deadline).
Renewal
Every year.

Source: official page

Other

Residential Sprinkler Property Tax Credit

One-time credit equal to the cost of a fire sprinkler system, up to $5,000 (unused amount carries over 2 years).

Set by
county
Tax year
2026-27
Who qualifies
Principal residence completed between January 1, 2020 and December 31, 2027 with a code-compliant sprinkler system.
How to apply
Application to the Kent County Finance Office (mail or [email protected]).
Renewal
One time.

Source: official page

Amounts by taxing unit in Kent County

Each school district, city or other taxing unit can set its own amount. Find the ones on your tax bill.

Sort:
Taxing unitTypeHomesteadSource
Betterton (town tax)city10% capofficial
Galena (town tax)city10% capofficial
Kent County (county tax)county5% capofficial
Millington (town tax)city10% capofficial
Rock Hall (town tax)city10% capofficial

State exemptions that also apply here

These breaks come from Maryland law. Their full rules, forms and deadlines are on the Maryland page.

All Maryland property tax exemptions

By group in Maryland: Seniors · Veterans · Disability · Surviving spouses

Savings estimate for Kent County

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Filled in when the exemption is a fixed dollar amount. You can change it.

Kent County median effective rate: 0.92% (taxes paid as a share of home value). Use your own rate if you know it.

Enter a value and a tax rateChoose an exemption or type the value it takes off.

Median effective rate in Kent County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. It is a county-wide middle value; rates differ by town and school district.

An estimate, not a bill. Nothing you type here is sent anywhere.

Eligibility finder for Kent County

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Leave empty if you'd rather not say.

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Kent County

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

The checklist asks for no personal details and nothing is sent to our server: the files are made on your device.

Exemptions to include

Questions about property tax exemptions in Kent County

What property tax exemptions are there in Kent County?

Kent County adds a supplement to the state Homeowners' credit for owners 60 and older with income of $35,000 or less that covers the rest of their real property tax. The county Homestead cap is 5% (Betterton, Galena, Millington and Rock Hall use 10% for town tax). Local breaks here: Homestead Property Tax Credit (local cap); Kent County Supplemental Homeowner's Tax Credit; Residential Sprinkler Property Tax Credit.

Where do I apply for a property tax exemption in Kent County?

Kent County Office of Finance Phone: 410-778-7478 Address: 400 High Street, Chestertown, MD 21620. Also: Maryland Department of Assessments and Taxation (SDAT) – Tax Credit Programs, which state program: Homestead and Homeowners' tax credits (and county supplements run through the HTC form). Also: SDAT Kent County Assessment Office, which SDAT local assessment office: assessments, disabled-veteran and blind exemptions.

When is the deadline to apply in Kent County?

Homestead Property Tax Credit (local cap): not confirmed; ask the office. Kent County Supplemental Homeowner's Tax Credit: October 1 (state HTC deadline). Residential Sprinkler Property Tax Credit: not confirmed; ask the office.

Is there an income limit for Kent County’s local breaks?

Homestead Property Tax Credit (local cap): no income limit listed. Kent County Supplemental Homeowner's Tax Credit: Combined annual income of $35,000 or less. Residential Sprinkler Property Tax Credit: no income limit listed.

Do I have to reapply every year in Kent County?

Homestead Property Tax Credit (local cap): One-time application. Kent County Supplemental Homeowner's Tax Credit: Every year. Residential Sprinkler Property Tax Credit: One time.

Good to know in Kent County

  • Kent County Code, Chapter 152, Article 1, § 152-6 authorizes the supplement.

Think your assessed value is too high? See how to appeal in Kent County.

Sources

Last checked: Oct 2026.