Maryland · Talbot County · Local exemptions · Updated Oct 2026

Talbot County, MD property tax exemptions (2026)

The property tax breaks that are set or run locally in Talbot County, on top of Maryland’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.

What is different in Talbot County

Talbot County has a 0% Homestead cap for county tax: once your principal residence has the Homestead credit, the assessment used for county tax does not rise from year to year. Easton (10%) and Oxford (5%) use higher caps for town tax. No other county-only homeowner credits are published.

Apply at: Talbot County Department of Finance
Phone: 410-770-8020
Local breaks: Homestead Property Tax Credit (local cap)
Tax year: 2026-27

Where to apply in Talbot County

Talbot County Department of Finance

Phone: 410-770-8020
Address: Talbot County Courthouse, 11 N. Washington St., Suite 9, Easton, MD 21601

Official exemptions page

Other offices

Maryland Department of Assessments and Taxation (SDAT) – Tax Credit Programs – state program: Homestead and Homeowners' tax credits (and county supplements run through the HTC form)
SDAT Talbot County Assessment Office – SDAT local assessment office: assessments, disabled-veteran and blind exemptions

Local exemptions in Talbot County

Homestead

Homestead Property Tax Credit (local cap)

Talbot County tax: the taxable assessment on your home can rise at most 0% (the taxable assessment used for this tax cannot rise from one year to the next); State tax: 10% a year. You pay no tax on the part of an increase above the cap. Towns with a different cap for town tax: Easton 10%, Oxford 5% (see the table).

Set by: state program, local amount
Tax year: 2026-27
Who qualifies: Owner-occupants of their principal residence; no age or income limit.
How to apply: One-time application to SDAT (online at Maryland OneStop / sdathtc.dat.maryland.gov, or the paper form). Check SDAT Real Property Search first: if it shows 'No Application', apply.
Form: Homestead Tax Credit Eligibility Application (SDAT)
Renewal: One-time application.

Source: official page

Amounts by taxing unit in Talbot County

Each school district, city or other taxing unit can set its own amount. Find the ones on your tax bill.

Sort:

Taxing unit	Type	Homestead	Source
Easton (town tax)	city	10% cap	official
Oxford (town tax)	city	5% cap	official
Talbot County (county tax)	county	0% cap	official

State exemptions that also apply here

These breaks come from Maryland law. Their full rules, forms and deadlines are on the Maryland page.

All Maryland property tax exemptions

By group in Maryland: Seniors · Veterans · Disability · Surviving spouses

Savings estimate for Talbot County

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Exemption

Value taken off ($)

Filled in when the exemption is a fixed dollar amount. You can change it.

Tax rate (%)

Talbot County median effective rate: 0.56% (taxes paid as a share of home value). Use your own rate if you know it.

Enter a value and a tax rateChoose an exemption or type the value it takes off.

Median effective rate in Talbot County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. It is a county-wide middle value; rates differ by town and school district.

An estimate, not a bill. Nothing you type here is sent anywhere.

Eligibility finder for Talbot County

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Do you own the home and live in it as your main home?

Your age, or the year you were born

Leave empty if you'd rather not say.

Are you a veteran?

Do you have a permanent disability?

Are you the surviving spouse of a veteran, service member or first responder?

Yearly household income ($)

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Talbot County

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

Questions about property tax exemptions in Talbot County

What property tax exemptions are there in Talbot County?

Where do I apply for a property tax exemption in Talbot County?

Talbot County Department of Finance Phone: 410-770-8020 Address: Talbot County Courthouse, 11 N. Washington St., Suite 9, Easton, MD 21601. Also: Maryland Department of Assessments and Taxation (SDAT) – Tax Credit Programs, which state program: Homestead and Homeowners' tax credits (and county supplements run through the HTC form). Also: SDAT Talbot County Assessment Office, which SDAT local assessment office: assessments, disabled-veteran and blind exemptions.

Do I have to reapply every year in Talbot County?

Homestead Property Tax Credit (local cap): One-time application.

Do Maryland’s statewide exemptions apply in Talbot County too?

Yes. The statewide breaks on our Maryland page apply here as well, for example Homestead Property Tax Credit, Homeowners' Property Tax Credit (circuit breaker) and Disabled Veteran Exemption (100% service-connected). This page adds what Talbot County sets or runs itself.

Good to know in Talbot County

Queen Anne (town), St. Michaels and Trappe also use a 0% cap for town tax.

Think your assessed value is too high? See how to appeal in Talbot County.

Sources

Talbot County – Taxes Summary
SDAT 2026-2027 Tax Rates & Homestead Credit Caps
Median effective tax rate for Talbot County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. The rate is property taxes paid divided by home value.

Last checked: Oct 2026.