Maryland · Washington County · Local exemptions · Updated Oct 2026

Washington County, MD property tax exemptions (2026)

The property tax breaks that are set or run locally in Washington County, on top of Maryland’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.

What is different in Washington County

Washington County adds a Senior Citizen Supplement to the state Homeowners' credit for owners 65+ that ignores the first $15,000 of income instead of the state's $8,000, which can significantly raise the credit. The 5% Homestead cap is the same for the county and all of its towns.

Apply at
Washington County Treasurer's Office
Phone
240-313-2110
Local breaks
Homestead Property Tax Credit (local cap), Senior Citizen Supplement – Homeowners Property Tax Credit
Tax year
2026-27

Where to apply in Washington County

Washington County Treasurer's Office

Phone
240-313-2110
Address
Washington County Office Building, 35 West Washington St., Suite 102, Hagerstown, MD 21740

Other offices

Local exemptions in Washington County

Homestead

Homestead Property Tax Credit (local cap)

Washington County tax: the taxable assessment on your home can rise at most 5% a year; State tax: 10% a year. You pay no tax on the part of an increase above the cap.

Set by
state program, local amount
Tax year
2026-27
Who qualifies
Owner-occupants of their principal residence; no age or income limit.
How to apply
One-time application to SDAT (online at Maryland OneStop / sdathtc.dat.maryland.gov, or the paper form). Check SDAT Real Property Search first: if it shows 'No Application', apply.
Renewal
One-time application.

Source: official page

Seniors

Senior Citizen Supplement – Homeowners Property Tax Credit

Credit = county tax (on the lesser of assessed value or $300,000, after Homestead) minus 0% of the first $15,000 of income, 5% of the next $1,000 and 9% of income over $16,000, minus the county part of the state credit.

Set by
state program, local amount
Tax year
2026-27
Who qualifies
Homeowner 65+; owner-occupied home; net worth $200,000 or less.
Income limit
Combined gross income $60,000 or less.
How to apply
The state Homeowners' Tax Credit application; SDAT decides eligibility for both.
Deadline
October 1 (state HTC deadline).
Renewal
Every year.

Source: official page

State exemptions that also apply here

These breaks come from Maryland law. Their full rules, forms and deadlines are on the Maryland page.

All Maryland property tax exemptions

By group in Maryland: Seniors · Veterans · Disability · Surviving spouses

Savings estimate for Washington County

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Filled in when the exemption is a fixed dollar amount. You can change it.

Washington County median effective rate: 0.81% (taxes paid as a share of home value). Use your own rate if you know it.

Enter a value and a tax rateChoose an exemption or type the value it takes off.

Median effective rate in Washington County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. It is a county-wide middle value; rates differ by town and school district.

An estimate, not a bill. Nothing you type here is sent anywhere.

Eligibility finder for Washington County

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Leave empty if you'd rather not say.

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Washington County

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

The checklist asks for no personal details and nothing is sent to our server: the files are made on your device.

Exemptions to include

Questions about property tax exemptions in Washington County

What property tax exemptions are there in Washington County?

Washington County adds a Senior Citizen Supplement to the state Homeowners' credit for owners 65+ that ignores the first $15,000 of income instead of the state's $8,000, which can significantly raise the credit. The 5% Homestead cap is the same for the county and all of its towns. Local breaks here: Homestead Property Tax Credit (local cap); Senior Citizen Supplement – Homeowners Property Tax Credit.

Where do I apply for a property tax exemption in Washington County?

Washington County Treasurer's Office Phone: 240-313-2110 Address: Washington County Office Building, 35 West Washington St., Suite 102, Hagerstown, MD 21740. Also: Maryland Department of Assessments and Taxation (SDAT) – Tax Credit Programs, which state program: Homestead and Homeowners' tax credits (and county supplements run through the HTC form). Also: SDAT Washington County Assessment Office, which SDAT local assessment office: assessments, disabled-veteran and blind exemptions.

When is the deadline to apply in Washington County?

Homestead Property Tax Credit (local cap): not confirmed; ask the office. Senior Citizen Supplement – Homeowners Property Tax Credit: October 1 (state HTC deadline).

Is there an income limit for Washington County’s local breaks?

Homestead Property Tax Credit (local cap): no income limit listed. Senior Citizen Supplement – Homeowners Property Tax Credit: Combined gross income $60,000 or less.

Do I have to reapply every year in Washington County?

Homestead Property Tax Credit (local cap): One-time application. Senior Citizen Supplement – Homeowners Property Tax Credit: Every year.

Good to know in Washington County

  • The county also has a credit for 1%-100% service-connected disabled veterans and surviving spouses (amount not published; call the Treasurer's Office) and a Fallen Heroes credit.

Think your assessed value is too high? See how to appeal in Washington County.

Sources

Last checked: Oct 2026.