Tennessee · Montgomery County · Local exemptions · Updated Oct 2026
Montgomery County, TN property tax exemptions (2026)
The property tax breaks that are set or run locally in Montgomery County, on top of Tennessee’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.
What is different in Montgomery County
Montgomery County and the city of Clarksville have adopted Tennessee's local-option Tax Freeze for homeowners 65 and older; for 2026 the county limit is $63,470 of 2025 income. Apply every year at the Montgomery County Trustee (city taxes: city collecting official). State Tax Relief rules are the same statewide.
Apply at
Montgomery County Trustee
Phone
931-648-5717
Local breaks
Property Tax Freeze (Montgomery County taxes), Property Tax Freeze (City of Clarksville taxes)
Freezes the county property tax on your home at the amount owed in the first year you qualify; it can go down but not up while you requalify each year (improvements raise the base).
Set by
county
Tax year
2026
Who qualifies
Owner-occupant 65 or older by December 31, 2026, with combined 2025 income (you, your spouse and all owners on the deed) at or below $63,470.
Income limit
$63,470 for tax year 2026 (local option limit adopted by the county)
How to apply
Apply every year at the Montgomery County Trustee with proof of age, ownership and 2025 income (federal tax return, or income documents/affidavit if you do not file).
Deadline
35 days after the tax delinquency date (for 2026 county taxes, usually April 5, 2027); own and live in the home through that date.
Freezes the City of Clarksville property tax on your home at the amount owed in the first year you qualify.
Set by
city
Tax year
2026
Who qualifies
Owner-occupant inside Clarksville city limits (Montgomery County part), 65 or older by December 31, 2026, with combined 2025 income at or below $63,470.
Income limit
$63,470 for tax year 2026 (local option limit)
How to apply
Apply every year to the city collecting official for Clarksville city taxes (in some counties the county trustee takes city applications too).
Deadline
35 days after the city tax delinquency date (city dates can differ from the county's).
Roughly what an exemption could save you a year: the value it takes off, times your tax rate.
Eligibility finder for Montgomery County
Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.
Document checklist for Montgomery County
Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.
Questions about property tax exemptions in Montgomery County
What property tax exemptions are there in Montgomery County?
Montgomery County and the city of Clarksville have adopted Tennessee's local-option Tax Freeze for homeowners 65 and older; for 2026 the county limit is $63,470 of 2025 income. Apply every year at the Montgomery County Trustee (city taxes: city collecting official). State Tax Relief rules are the same statewide. Local breaks here: Property Tax Freeze (Montgomery County taxes); Property Tax Freeze (City of Clarksville taxes).
Where do I apply for a property tax exemption in Montgomery County?
Montgomery County Trustee Phone: 931-648-5717 Address: 350 Pageant Lane Suite 101 B, Clarksville, TN 37040. Also: Montgomery County Assessor of Property, which sets the assessed value (appeals, ownership records). Also: TN Comptroller, Property Tax Relief, which state program: Tax Relief for elderly, disabled and disabled veteran homeowners.
When is the deadline to apply in Montgomery County?
Property Tax Freeze (Montgomery County taxes): 35 days after the tax delinquency date (for 2026 county taxes, usually April 5, 2027); own and live in the home through that date. Property Tax Freeze (City of Clarksville taxes): 35 days after the city tax delinquency date (city dates can differ from the county's).
Is there an income limit for Montgomery County’s local breaks?
Property Tax Freeze (Montgomery County taxes): $63,470 for tax year 2026 (local option limit adopted by the county) Property Tax Freeze (City of Clarksville taxes): $63,470 for tax year 2026 (local option limit)
Do I have to reapply every year in Montgomery County?
Property Tax Freeze (Montgomery County taxes): Every year. Property Tax Freeze (City of Clarksville taxes): Every year.
Good to know in Montgomery County
The Montgomery County Trustee states the $63,470 limit on combined 2025 income of all owners.
The $63,470 limit is the local option limit for 2026 (state law ties it to the Social Security cost-of-living adjustment); the Comptroller's standard limit for the county would be lower.
Median effective tax rate for Montgomery County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. The rate is property taxes paid divided by home value.