Tennessee · Sumner County · Local exemptions · Updated Oct 2026
Sumner County, TN property tax exemptions (2026)
The property tax breaks that are set or run locally in Sumner County, on top of Tennessee’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.
What is different in Sumner County
Sumner County and the cities of Gallatin, Goodlettsville, Hendersonville, Portland, Westmoreland and White House have adopted Tennessee's local-option Tax Freeze for homeowners 65 and older; for 2026 the county limit is $48,550 of 2025 income. Apply every year at the Sumner County Trustee (city taxes: city collecting official). State Tax Relief rules are the same statewide.
Apply at
Sumner County Trustee
Phone
615-452-1260
Local breaks
Property Tax Freeze (Sumner County taxes), Property Tax Freeze (City of Gallatin taxes), Property Tax Freeze (City of Goodlettsville taxes), Property Tax Freeze (City of Hendersonville taxes), Property Tax Freeze (City of Portland taxes), Property Tax Freeze (City of Westmoreland taxes), Property Tax Freeze (City of White House taxes)
Freezes the county property tax on your home at the amount owed in the first year you qualify; it can go down but not up while you requalify each year (improvements raise the base).
Set by
county
Tax year
2026
Who qualifies
Owner-occupant 65 or older by December 31, 2026, with combined 2025 income (you, your spouse and all owners on the deed) at or below $48,550.
Income limit
$48,550 for tax year 2026 (standard limit set by the Comptroller for the county)
How to apply
Apply every year at the Sumner County Trustee with proof of age, ownership and 2025 income (federal tax return, or income documents/affidavit if you do not file).
Deadline
35 days after the tax delinquency date (for 2026 county taxes, usually April 5, 2027); own and live in the home through that date.
Property Tax Freeze (City of Goodlettsville taxes)
Freezes the City of Goodlettsville property tax on your home at the amount owed in the first year you qualify.
Set by
city
Tax year
2026
Who qualifies
Owner-occupant inside Goodlettsville city limits (Sumner County part), 65 or older by December 31, 2026, with combined 2025 income at or below $48,550. The Davidson County part of Goodlettsville uses $54,900.
Income limit
$48,550 for tax year 2026
How to apply
Apply every year to the city collecting official for Goodlettsville city taxes (in some counties the county trustee takes city applications too).
Deadline
35 days after the city tax delinquency date (city dates can differ from the county's).
Property Tax Freeze (City of Hendersonville taxes)
Freezes the City of Hendersonville property tax on your home at the amount owed in the first year you qualify.
Set by
city
Tax year
2026
Who qualifies
Owner-occupant inside Hendersonville city limits (Sumner County part), 65 or older by December 31, 2026, with combined 2025 income at or below $48,550.
Income limit
$48,550 for tax year 2026
How to apply
Apply every year to the city collecting official for Hendersonville city taxes (in some counties the county trustee takes city applications too).
Deadline
35 days after the city tax delinquency date (city dates can differ from the county's).
Freezes the City of Portland property tax on your home at the amount owed in the first year you qualify.
Set by
city
Tax year
2026
Who qualifies
Owner-occupant inside Portland city limits (Sumner County part), 65 or older by December 31, 2026, with combined 2025 income at or below $48,550. The Robertson County part of Portland uses $46,600.
Income limit
$48,550 for tax year 2026
How to apply
Apply every year to the city collecting official for Portland city taxes (in some counties the county trustee takes city applications too).
Deadline
35 days after the city tax delinquency date (city dates can differ from the county's).
Freezes the City of White House property tax on your home at the amount owed in the first year you qualify.
Set by
city
Tax year
2026
Who qualifies
Owner-occupant inside White House city limits (Sumner County part), 65 or older by December 31, 2026, with combined 2025 income at or below $48,550. The Robertson County part of White House uses $63,470.
Income limit
$48,550 for tax year 2026
How to apply
Apply every year to the city collecting official for White House city taxes (in some counties the county trustee takes city applications too).
Deadline
35 days after the city tax delinquency date (city dates can differ from the county's).
Roughly what an exemption could save you a year: the value it takes off, times your tax rate.
Eligibility finder for Sumner County
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Document checklist for Sumner County
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Questions about property tax exemptions in Sumner County
What property tax exemptions are there in Sumner County?
Sumner County and the cities of Gallatin, Goodlettsville, Hendersonville, Portland, Westmoreland and White House have adopted Tennessee's local-option Tax Freeze for homeowners 65 and older; for 2026 the county limit is $48,550 of 2025 income. Apply every year at the Sumner County Trustee (city taxes: city collecting official). State Tax Relief rules are the same statewide. Local breaks here: Property Tax Freeze (Sumner County taxes); Property Tax Freeze (City of Gallatin taxes); Property Tax Freeze (City of Goodlettsville taxes); Property Tax Freeze (City of Hendersonville taxes); Property Tax Freeze (City of Portland taxes); Property Tax Freeze (City of Westmoreland taxes); Property Tax Freeze (City of White House taxes).
Where do I apply for a property tax exemption in Sumner County?
Sumner County Trustee Phone: 615-452-1260 Address: 355 N. Belvedere Drive Room 107, Gallatin, TN 37066. Also: Sumner County Assessor of Property, which sets the assessed value (appeals, ownership records). Also: TN Comptroller, Property Tax Relief, which state program: Tax Relief for elderly, disabled and disabled veteran homeowners.
When is the deadline to apply in Sumner County?
Property Tax Freeze (Sumner County taxes): 35 days after the tax delinquency date (for 2026 county taxes, usually April 5, 2027); own and live in the home through that date. Property Tax Freeze (City of Gallatin taxes): 35 days after the city tax delinquency date (city dates can differ from the county's). Property Tax Freeze (City of Goodlettsville taxes): 35 days after the city tax delinquency date (city dates can differ from the county's). Property Tax Freeze (City of Hendersonville taxes): 35 days after the city tax delinquency date (city dates can differ from the county's). Property Tax Freeze (City of Portland taxes): 35 days after the city tax delinquency date (city dates can differ from the county's). Property Tax Freeze (City of Westmoreland taxes): 35 days after the city tax delinquency date (city dates can differ from the county's). Property Tax Freeze (City of White House taxes): 35 days after the city tax delinquency date (city dates can differ from the county's).
Is there an income limit for Sumner County’s local breaks?
Property Tax Freeze (Sumner County taxes): $48,550 for tax year 2026 (standard limit set by the Comptroller for the county) Property Tax Freeze (City of Gallatin taxes): $48,550 for tax year 2026. Property Tax Freeze (City of Goodlettsville taxes): $48,550 for tax year 2026. Property Tax Freeze (City of Hendersonville taxes): $48,550 for tax year 2026. Property Tax Freeze (City of Portland taxes): $48,550 for tax year 2026. Property Tax Freeze (City of Westmoreland taxes): $48,550 for tax year 2026. Property Tax Freeze (City of White House taxes): $48,550 for tax year 2026.
Do I have to reapply every year in Sumner County?
Property Tax Freeze (Sumner County taxes): Every year. Property Tax Freeze (City of Gallatin taxes): Every year. Property Tax Freeze (City of Goodlettsville taxes): Every year. Property Tax Freeze (City of Hendersonville taxes): Every year. Property Tax Freeze (City of Portland taxes): Every year. Property Tax Freeze (City of Westmoreland taxes): Every year. Property Tax Freeze (City of White House taxes): Every year.
Good to know in Sumner County
The Sumner County Trustee runs the freeze for the county and some Sumner cities; 2026 applications are taken from September 2026, due 35 days after the February payment deadline.
Median effective tax rate for Sumner County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. The rate is property taxes paid divided by home value.