Texas · Delta County · Local exemptions · Updated Oct 2026

Delta County, TX property tax exemptions (2026)

The property tax breaks that are set or run locally in Delta County, on top of Texas’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.

What is different in Delta County

Delta County itself grants $10,000 off for age 65+ (2026). Cooper ISD, the largest school district, gives only the state school exemptions ($140,000; +$60,000 for 65+/disabled). 0 of the 10 taxing units listed offer a local homestead exemption; details for every unit are in the table.

Apply at
Delta Appraisal District
Phone
903-395-4118
Local breaks
Local age 65 or older exemption (Delta County)
Tax year
2026

Where to apply in Delta County

Delta Appraisal District

Phone
903-395-4118
Address
1280 W. Dallas Ave., Cooper, TX 75432

Other offices

Local exemptions in Delta County

Seniors

Local age 65 or older exemption (Delta County)

$10,000 off the home's value for Delta County taxes

Set by
county
Tax year
2026
Who qualifies
Homeowner age 65 or older (a surviving spouse 55 or older may keep it)
How to apply
File Form 50-114 with the county appraisal district (no fee); one application covers every taxing unit that taxes your home. Attach a copy of your Texas driver's license or ID showing the home's address.
Deadline
No later than one year after you turn 65 or become disabled (Tax Code §11.43(k)); late applications up to two years after the delinquency date (§11.431).
Renewal
One-time; you do not reapply each year unless the appraisal district asks you to.

Source: official page

Amounts by taxing unit in Delta County

Each school district, city or other taxing unit can set its own amount. Find the ones on your tax bill.

Sort:
Taxing unitTypeDisabilityFreezeHomestead pctOver65Source
Chisum ISDschool district$60,000 state exemption onlyyes (required by state law for school districts)none$60,000 state exemption onlyofficial
City of Coopercitynonenot listednone$3,000official
City of Pecan Gapcitynonenot listednonenoneofficial
Commerce ISDschool district$60,000 state exemption onlyyes (required by state law for school districts)none$60,000 state exemption onlyofficial
Cooper ISDschool district$60,000 state exemption onlyyes (required by state law for school districts)none$60,000 state exemption onlyofficial
Delta Countycountynonenot listednone$10,000official
Delta County EMS #1specialnonenot listednonenoneofficial
Delta County Road & Bridgecountynonenot listed0% (state $3,000 road homestead)$10,000official
Delta MUDspecialnonenot listednonenoneofficial
Fannindel ISDschool district$60,000 state exemption onlyyes (required by state law for school districts)none$60,000 state exemption onlyofficial

State exemptions that also apply here

These breaks come from Texas law. Their full rules, forms and deadlines are on the Texas page.

All Texas property tax exemptions

By group in Texas: Seniors · Veterans · Disability · Surviving spouses

Savings estimate for Delta County

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Filled in when the exemption is a fixed dollar amount. You can change it.

Delta County median effective rate: 1.16% (taxes paid as a share of home value). Use your own rate if you know it.

Enter a value and a tax rateChoose an exemption or type the value it takes off.

Median effective rate in Delta County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. It is a county-wide middle value; rates differ by town and school district.

An estimate, not a bill. Nothing you type here is sent anywhere.

Eligibility finder for Delta County

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Leave empty if you'd rather not say.

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Delta County

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

The checklist asks for no personal details and nothing is sent to our server: the files are made on your device.

Exemptions to include

Questions about property tax exemptions in Delta County

What property tax exemptions are there in Delta County?

Delta County itself grants $10,000 off for age 65+ (2026). Cooper ISD, the largest school district, gives only the state school exemptions ($140,000; +$60,000 for 65+/disabled). 0 of the 10 taxing units listed offer a local homestead exemption; details for every unit are in the table. Local breaks here: Local age 65 or older exemption (Delta County).

Where do I apply for a property tax exemption in Delta County?

Delta Appraisal District Phone: 903-395-4118 Address: 1280 W. Dallas Ave., Cooper, TX 75432. Also: Delta County Tax Assessor-Collector, which sends and collects the property tax bill. Also: Texas Comptroller, Property Tax Assistance Division, which state rules and forms.

When is the deadline to apply in Delta County?

Local age 65 or older exemption (Delta County): No later than one year after you turn 65 or become disabled (Tax Code §11.43(k)); late applications up to two years after the delinquency date (§11.431).

Do I have to reapply every year in Delta County?

Local age 65 or older exemption (Delta County): One-time; you do not reapply each year unless the appraisal district asks you to.

Do Texas’s statewide exemptions apply in Delta County too?

Yes. The statewide breaks on our Texas page apply here as well, for example General Residence Homestead Exemption, Age 65 or Older or Disabled Residence Homestead Exemption and School Tax Ceiling (tax freeze) for Age 65 or Older or Disabled. This page adds what Delta County sets or runs itself.

Think your assessed value is too high? See how to appeal in Delta County.

Sources

Last checked: Oct 2026.