Texas · Franklin County · Local exemptions · Updated Oct 2026
Franklin County, TX property tax exemptions (2026)
The property tax breaks that are set or run locally in Franklin County, on top of Texas’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.
What is different in Franklin County
Franklin County itself grants a 20% homestead exemption, $12,000 off for age 65+, $12,000 off for disabled homeowners and a tax ceiling (freeze) for 65+/disabled (2026). Mount Vernon ISD, the largest school district, adds a local $6,000 age 65+ exemption and a local $6,000 disabled exemption on top of the state school exemptions. 2 of the 11 taxing units listed offer a local homestead exemption; details for every unit are in the table.
Apply at
Franklin Appraisal District
Phone
903-537-2286
Local breaks
Local option homestead exemption (Franklin County), Local age 65 or older exemption (Franklin County), Local disabled person exemption (Franklin County), County tax ceiling (freeze) for 65+ or disabled (Franklin County), Local options of Mount Vernon ISD (largest school district)
Local option homestead exemption (Franklin County)
20% of the home's appraised value off Franklin County taxes (at least $5,000)
Set by
county
Tax year
2026
Who qualifies
Owner-occupied residence homestead (any age)
How to apply
File Form 50-114 with the county appraisal district (no fee); one application covers every taxing unit that taxes your home. Attach a copy of your Texas driver's license or ID showing the home's address.
Generally by April 30 of the tax year (Tax Code §11.43(d)); a late application can be filed up to two years after that year's taxes become delinquent (§11.431).
Renewal
One-time; you do not reapply each year unless the appraisal district asks you to.
$12,000 off the home's value for Franklin County taxes
Set by
county
Tax year
2026
Who qualifies
Homeowner age 65 or older (a surviving spouse 55 or older may keep it)
How to apply
File Form 50-114 with the county appraisal district (no fee); one application covers every taxing unit that taxes your home. Attach a copy of your Texas driver's license or ID showing the home's address.
No later than one year after you turn 65 or become disabled (Tax Code §11.43(k)); late applications up to two years after the delinquency date (§11.431).
Renewal
One-time; you do not reapply each year unless the appraisal district asks you to.
$12,000 off the home's value for Franklin County taxes
Set by
county
Tax year
2026
Who qualifies
Homeowner who meets the Social Security disability definition (you cannot take both the 65+ and disabled exemption from the same unit)
How to apply
File Form 50-114 with the county appraisal district (no fee); one application covers every taxing unit that taxes your home. Attach a copy of your Texas driver's license or ID showing the home's address.
No later than one year after you turn 65 or become disabled (Tax Code §11.43(k)); late applications up to two years after the delinquency date (§11.431).
Renewal
One-time; you do not reapply each year unless the appraisal district asks you to.
No later than one year after you turn 65 or become disabled (Tax Code §11.43(k)); late applications up to two years after the delinquency date (§11.431).
Renewal
One-time; you do not reapply each year unless the appraisal district asks you to.
Local options of Mount Vernon ISD (largest school district)
Mount Vernon ISD adds a $6,000 local age 65+ exemption and a $6,000 local disabled exemption on top of the state school exemptions ($140,000 homestead; +$60,000 for 65+/disabled)
Set by
school district
Tax year
2026
Who qualifies
Homeowners in Mount Vernon ISD; age/disability rules as for the state exemption
How to apply
File Form 50-114 with the county appraisal district (no fee); one application covers every taxing unit that taxes your home. Attach a copy of your Texas driver's license or ID showing the home's address.
Generally by April 30 of the tax year (Tax Code §11.43(d)); a late application can be filed up to two years after that year's taxes become delinquent (§11.431).
Renewal
One-time; you do not reapply each year unless the appraisal district asks you to.
Roughly what an exemption could save you a year: the value it takes off, times your tax rate.
Eligibility finder for Franklin County
Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.
Document checklist for Franklin County
Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.
Questions about property tax exemptions in Franklin County
What property tax exemptions are there in Franklin County?
Franklin County itself grants a 20% homestead exemption, $12,000 off for age 65+, $12,000 off for disabled homeowners and a tax ceiling (freeze) for 65+/disabled (2026). Mount Vernon ISD, the largest school district, adds a local $6,000 age 65+ exemption and a local $6,000 disabled exemption on top of the state school exemptions. 2 of the 11 taxing units listed offer a local homestead exemption; details for every unit are in the table. Local breaks here: Local option homestead exemption (Franklin County); Local age 65 or older exemption (Franklin County); Local disabled person exemption (Franklin County); County tax ceiling (freeze) for 65+ or disabled (Franklin County); Local options of Mount Vernon ISD (largest school district).
Where do I apply for a property tax exemption in Franklin County?
Franklin Appraisal District Phone: 903-537-2286 Address: 310 W. Main St., Mount Vernon, TX 75457-2338. Also: Franklin County Tax Assessor-Collector, which sends and collects the property tax bill. Also: Texas Comptroller, Property Tax Assistance Division, which state rules and forms.
When is the deadline to apply in Franklin County?
Local option homestead exemption (Franklin County): Generally by April 30 of the tax year (Tax Code §11.43(d)); a late application can be filed up to two years after that year's taxes become delinquent (§11.431). Local age 65 or older exemption (Franklin County): No later than one year after you turn 65 or become disabled (Tax Code §11.43(k)); late applications up to two years after the delinquency date (§11.431). Local disabled person exemption (Franklin County): No later than one year after you turn 65 or become disabled (Tax Code §11.43(k)); late applications up to two years after the delinquency date (§11.431). County tax ceiling (freeze) for 65+ or disabled (Franklin County): No later than one year after you turn 65 or become disabled (Tax Code §11.43(k)); late applications up to two years after the delinquency date (§11.431). Local options of Mount Vernon ISD (largest school district): Generally by April 30 of the tax year (Tax Code §11.43(d)); a late application can be filed up to two years after that year's taxes become delinquent (§11.431).
Do I have to reapply every year in Franklin County?
Local option homestead exemption (Franklin County): One-time; you do not reapply each year unless the appraisal district asks you to. Local age 65 or older exemption (Franklin County): One-time; you do not reapply each year unless the appraisal district asks you to. Local disabled person exemption (Franklin County): One-time; you do not reapply each year unless the appraisal district asks you to. County tax ceiling (freeze) for 65+ or disabled (Franklin County): One-time; you do not reapply each year unless the appraisal district asks you to. Local options of Mount Vernon ISD (largest school district): One-time; you do not reapply each year unless the appraisal district asks you to.
Do Texas’s statewide exemptions apply in Franklin County too?
Yes. The statewide breaks on our Texas page apply here as well, for example General Residence Homestead Exemption, Age 65 or Older or Disabled Residence Homestead Exemption and School Tax Ceiling (tax freeze) for Age 65 or Older or Disabled. This page adds what Franklin County sets or runs itself.
Good to know in Franklin County
Franklin County and its lateral road fund give a 20% homestead exemption, $12,000 off for 65+ and for disabled homeowners, and a tax ceiling (freeze).
Median effective tax rate for Franklin County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. The rate is property taxes paid divided by home value.