Texas · Rockwall County · Local exemptions · Updated Oct 2026
Rockwall County, TX property tax exemptions (2026)
The property tax breaks that are set or run locally in Rockwall County, on top of Texas’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.
What is different in Rockwall County
In Rockwall County your exemptions depend on each taxing unit on your bill: of the 19 units the Rockwall Central Appraisal District lists for 2026, 3 give a percentage homestead exemption, 12 non-school units add an over-65 amount, and 8 non-school units have adopted a tax ceiling (freeze) for 65+/disabled owners. Rockwall County itself: $35,000 off for owners 65 or older; a tax ceiling (freeze) on its taxes for owners 65 or older or disabled. It has no percentage homestead exemption. Rockwall ISD: $20,000 off for owners 65 or older (on top of the state $60,000); a school tax ceiling (freeze) for 65+/disabled owners, as state law requires. It has no percentage homestead exemption.
Apply at
Rockwall Central Appraisal District
Phone
972-771-2034
Local breaks
Rockwall County local option homestead exemptions, Rockwall ISD local option homestead exemptions, City of Rockwall local option homestead exemptions
$35,000 off for owners 65 or older; a tax ceiling (freeze) on its taxes for owners 65 or older or disabled. It has no percentage homestead exemption.
Set by
county
Tax year
2026
Who qualifies
You own the home and live in it as your principal residence (residence homestead) in Rockwall County. Over-65 amount: you are 65 or older; a surviving spouse 55 or older can keep it. Tax ceiling: you have the over-65 or disabled exemption on the home.
How to apply
No separate application to Rockwall County: file Form 50-114 once with the Rockwall Central Appraisal District, checking the age 65 or disabled box if it applies, with a copy of your Texas driver's license or ID showing the home's address. The appraisal district applies every taxing unit's exemptions to your home.
Homestead: generally by April 30 of the tax year; age 65/disabled: within one year after you qualify. Late applications are accepted up to two years after the taxes become delinquent (Tax Code §11.43, §11.431).
Renewal
One-time, unless the appraisal district asks you to reapply.
$20,000 off for owners 65 or older (on top of the state $60,000); a school tax ceiling (freeze) for 65+/disabled owners, as state law requires. It has no percentage homestead exemption.
Set by
school district
Tax year
2026
Who qualifies
You own the home and live in it as your principal residence (residence homestead) in Rockwall ISD. Over-65 amount: you are 65 or older; a surviving spouse 55 or older can keep it.
How to apply
No separate application to Rockwall ISD: file Form 50-114 once with the Rockwall Central Appraisal District, checking the age 65 or disabled box if it applies, with a copy of your Texas driver's license or ID showing the home's address. The appraisal district applies every taxing unit's exemptions to your home.
Homestead: generally by April 30 of the tax year; age 65/disabled: within one year after you qualify. Late applications are accepted up to two years after the taxes become delinquent (Tax Code §11.43, §11.431).
Renewal
One-time, unless the appraisal district asks you to reapply.
City of Rockwall local option homestead exemptions
$60,000 off for owners 65 or older; a tax ceiling (freeze) on its taxes for owners 65 or older or disabled. It has no percentage homestead exemption.
Set by
city
Tax year
2026
Who qualifies
You own the home and live in it as your principal residence (residence homestead) in City of Rockwall. Over-65 amount: you are 65 or older; a surviving spouse 55 or older can keep it. Tax ceiling: you have the over-65 or disabled exemption on the home.
How to apply
No separate application to City of Rockwall: file Form 50-114 once with the Rockwall Central Appraisal District, checking the age 65 or disabled box if it applies, with a copy of your Texas driver's license or ID showing the home's address. The appraisal district applies every taxing unit's exemptions to your home.
Homestead: generally by April 30 of the tax year; age 65/disabled: within one year after you qualify. Late applications are accepted up to two years after the taxes become delinquent (Tax Code §11.43, §11.431).
Renewal
One-time, unless the appraisal district asks you to reapply.
Roughly what an exemption could save you a year: the value it takes off, times your tax rate.
Eligibility finder for Rockwall County
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Document checklist for Rockwall County
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Questions about property tax exemptions in Rockwall County
What property tax exemptions are there in Rockwall County?
In Rockwall County your exemptions depend on each taxing unit on your bill: of the 19 units the Rockwall Central Appraisal District lists for 2026, 3 give a percentage homestead exemption, 12 non-school units add an over-65 amount, and 8 non-school units have adopted a tax ceiling (freeze) for 65+/disabled owners. Rockwall County itself: $35,000 off for owners 65 or older; a tax ceiling (freeze) on its taxes for owners 65 or older or disabled. It has no percentage homestead exemption. Rockwall ISD: $20,000 off for owners 65 or older (on top of the state $60,000); a school tax ceiling (freeze) for 65+/disabled owners, as state law requires. It has no percentage homestead exemption. Local breaks here: Rockwall County local option homestead exemptions; Rockwall ISD local option homestead exemptions; City of Rockwall local option homestead exemptions.
Where do I apply for a property tax exemption in Rockwall County?
Rockwall Central Appraisal District Phone: 972-771-2034 Address: 841 Justin Rd., Rockwall, TX 75087-4842. Also: Texas Comptroller, Property Tax Assistance Division, which state agency: statewide exemption rules and forms.
When is the deadline to apply in Rockwall County?
Rockwall County local option homestead exemptions: Homestead: generally by April 30 of the tax year; age 65/disabled: within one year after you qualify. Late applications are accepted up to two years after the taxes become delinquent (Tax Code §11.43, §11.431). Rockwall ISD local option homestead exemptions: Homestead: generally by April 30 of the tax year; age 65/disabled: within one year after you qualify. Late applications are accepted up to two years after the taxes become delinquent (Tax Code §11.43, §11.431). City of Rockwall local option homestead exemptions: Homestead: generally by April 30 of the tax year; age 65/disabled: within one year after you qualify. Late applications are accepted up to two years after the taxes become delinquent (Tax Code §11.43, §11.431).
Do I have to reapply every year in Rockwall County?
Rockwall County local option homestead exemptions: One-time, unless the appraisal district asks you to reapply. Rockwall ISD local option homestead exemptions: One-time, unless the appraisal district asks you to reapply. City of Rockwall local option homestead exemptions: One-time, unless the appraisal district asks you to reapply.
Do Texas’s statewide exemptions apply in Rockwall County too?
Yes. The statewide breaks on our Texas page apply here as well, for example General Residence Homestead Exemption, Age 65 or Older or Disabled Residence Homestead Exemption and School Tax Ceiling (tax freeze) for Age 65 or Older or Disabled. This page adds what Rockwall County sets or runs itself.
Good to know in Rockwall County
Statewide, every school district must exempt $140,000 of a homestead's value and another $60,000 for owners 65+ or disabled, and freeze school taxes for them; the amounts in the table are what each local unit adds (Texas Tax Code §11.13, §11.26).
Median effective tax rate for Rockwall County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. The rate is property taxes paid divided by home value.