Virginia · Albemarle County · Local exemptions · Updated Oct 2026

Albemarle County, VA property tax exemptions (2026)

The property tax breaks that are set or run locally in Albemarle County, on top of Virginia’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.

What is different in Albemarle County

Albemarle County gives owners 65+ or totally and permanently disabled 100%, 75% or 50% relief from real estate tax. The limits are prior-year income up to $100,650 and net worth up to $321,000. New applications are due October 31, and recertifications April 1.

Apply at
Albemarle County Department of Finance & Budget – Business and Personal Tax Unit
Phone
434-296-5852
Local breaks
Tax Relief for the Elderly & Disabled
Tax year
2026 (limits tied to 80% of HUD area median income and CPI under County Code §§ 15-709/15-710, effective Jan. 1, 2026)

Where to apply in Albemarle County

Albemarle County Department of Finance & Budget – Business and Personal Tax Unit

Phone
434-296-5852
Address
401 McIntire Rd, Room 133, Charlottesville, VA 22902
Official exemptions page

Other offices

Local exemptions in Albemarle County

Seniors

Tax Relief for the Elderly & Disabled

Combined income $0-$50,325: 100% relief; $50,326-$75,488: 75%; $75,489-$100,650: 50% (net worth $0-$321,000). Applies to the home and up to 10 acres.

Set by
county
Tax year
2026 (limits tied to 80% of HUD area median income and CPI under County Code §§ 15-709/15-710, effective Jan. 1, 2026)
Who qualifies
Age 65+ or medically determined totally and permanently disabled by Dec. 31 of the prior year; titleholder on January 1; the property may not be used in a business. Prior-year combined total income from all sources up to $100,650; net worth of applicant, spouse, co-owners and their spouses up to $321,000 as of Dec. 31.
Income limit
$100,650 combined income; $321,000 net worth
How to apply
Apply online or send the printable application ([email protected] or mail) with driver's license or birth certificate, documentation of every income and asset item, and (under 65) disability certification from SSA, Railroad Retirement Board, VA, or two Virginia doctors' affidavit.
Deadline
October 31 for new applications; April 1 for recertifications (next business day if on a weekend/holiday).
Renewal
Full application every 3 years; annual recertification in between (letters mailed in January).

Source: official page

State exemptions that also apply here

These breaks come from Virginia law. Their full rules, forms and deadlines are on the Virginia page.

All Virginia property tax exemptions

By group in Virginia: Seniors · Veterans · Disability · Surviving spouses

Savings estimate for Albemarle County

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Filled in when the exemption is a fixed dollar amount. You can change it.

Albemarle County median effective rate: 0.73% (taxes paid as a share of home value). Use your own rate if you know it.

Enter a value and a tax rateChoose an exemption or type the value it takes off.

Median effective rate in Albemarle County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. It is a county-wide middle value; rates differ by town and school district.

An estimate, not a bill. Nothing you type here is sent anywhere.

Eligibility finder for Albemarle County

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Leave empty if you'd rather not say.

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Albemarle County

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

The checklist asks for no personal details and nothing is sent to our server: the files are made on your device.

Exemptions to include

Questions about property tax exemptions in Albemarle County

What property tax exemptions are there in Albemarle County?

Albemarle County gives owners 65+ or totally and permanently disabled 100%, 75% or 50% relief from real estate tax. The limits are prior-year income up to $100,650 and net worth up to $321,000. New applications are due October 31, and recertifications April 1. Local breaks here: Tax Relief for the Elderly & Disabled.

Where do I apply for a property tax exemption in Albemarle County?

Albemarle County Department of Finance & Budget – Business and Personal Tax Unit Phone: 434-296-5852 Address: 401 McIntire Rd, Room 133, Charlottesville, VA 22902. Also: Albemarle County Assessor's Office, which veteran and surviving-spouse exemptions.

When is the deadline to apply in Albemarle County?

Tax Relief for the Elderly & Disabled: October 31 for new applications; April 1 for recertifications (next business day if on a weekend/holiday).

Is there an income limit for Albemarle County’s local breaks?

Tax Relief for the Elderly & Disabled: $100,650 combined income; $321,000 net worth.

Do I have to reapply every year in Albemarle County?

Tax Relief for the Elderly & Disabled: Full application every 3 years; annual recertification in between (letters mailed in January).

Good to know in Albemarle County

  • Veterans 100% disabled and surviving spouses apply to the County Assessor ([email protected], 434-296-5856); the exemption covers the home and up to 10 acres.
  • Missing the April 1 recertification removes you from the program until you reapply the next year.

Think your assessed value is too high? See how to appeal in Albemarle County.

Sources

Last checked: Oct 2026.