Virginia · Bedford County · Local exemptions · Updated Oct 2026

Bedford County, VA property tax exemptions (2026)

The property tax breaks that are set or run locally in Bedford County, on top of Virginia’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.

What is different in Bedford County

Bedford County gives a partial real estate tax exemption on the primary residence of owners over 65 or permanently and totally disabled, with household income under $50,000 and net worth under $150,000.

Apply at: Bedford County Commissioner of the Revenue
Phone: Not confirmed
Local breaks: Tax Exemption for Elderly/Disabled
Tax year: 2026 (as posted)

Where to apply in Bedford County

Bedford County Commissioner of the Revenue

Official exemptions page

Local exemptions in Bedford County

Seniors

Tax Exemption for Elderly/Disabled

Partial exemption of real estate tax on the primary residence (percentage not stated).

Set by: county
Tax year: 2026 (as posted)
Who qualifies: Over 65 or permanently/totally disabled; annual household income less than $50,000; net worth less than $150,000.
Income limit: Under $50,000 household income; under $150,000 net worth
How to apply: Apply to the Commissioner of the Revenue with proof of age or disability and prior-year income and asset records.
Renewal: Every year.

Source: official page

State exemptions that also apply here

These breaks come from Virginia law. Their full rules, forms and deadlines are on the Virginia page.

Real Estate Tax Relief for the Elderly and Disabled (local option)Set by each locality (only where the local government offers it)
Real Estate Tax Deferral for the Elderly and Disabled (local option)(only where the local government offers it)
Real Estate Tax Exemption for Disabled VeteransFull exemption
Exemption for Surviving Spouses of Armed Forces Members Who Died in the Line of DutyFull exemption
Exemption for Surviving Spouses of First Responders Killed in the Line of Duty (local option)Full exemption (only where the local government offers it)

All Virginia property tax exemptions

By group in Virginia: Seniors · Veterans · Disability · Surviving spouses

Savings estimate for Bedford County

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Exemption

Value taken off ($)

Filled in when the exemption is a fixed dollar amount. You can change it.

Tax rate (%)

Bedford County median effective rate: 0.43% (taxes paid as a share of home value). Use your own rate if you know it.

Enter a value and a tax rateChoose an exemption or type the value it takes off.

Median effective rate in Bedford County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. It is a county-wide middle value; rates differ by town and school district.

An estimate, not a bill. Nothing you type here is sent anywhere.

Eligibility finder for Bedford County

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Do you own the home and live in it as your main home?

Your age, or the year you were born

Leave empty if you'd rather not say.

Are you a veteran?

Do you have a permanent disability?

Are you the surviving spouse of a veteran, service member or first responder?

Yearly household income ($)

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Bedford County

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

Questions about property tax exemptions in Bedford County

What property tax exemptions are there in Bedford County?

Where do I apply for a property tax exemption in Bedford County?

Bedford County Commissioner of the Revenue.

Is there an income limit for Bedford County’s local breaks?

Tax Exemption for Elderly/Disabled: Under $50,000 household income; under $150,000 net worth.

Do I have to reapply every year in Bedford County?

Tax Exemption for Elderly/Disabled: Every year.

Do Virginia’s statewide exemptions apply in Bedford County too?

Yes. The statewide breaks on our Virginia page apply here as well, for example Real Estate Tax Relief for the Elderly and Disabled (local option), Real Estate Tax Deferral for the Elderly and Disabled (local option) and Real Estate Tax Exemption for Disabled Veterans. This page adds what Bedford County sets or runs itself.

Think your assessed value is too high? See how to appeal in Bedford County.

Sources

Bedford County – Real Estate Tax (exemptions for elderly, disabled, disabled veterans)
Bedford County Commissioner of Revenue
Median effective tax rate for Bedford County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. The rate is property taxes paid divided by home value.

Last checked: Oct 2026.