Virginia · Covington City · Local exemptions · Updated Oct 2026

Covington City, VA property tax exemptions (2026)

The property tax breaks that are set or run locally in Covington City, on top of Virginia’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.

What is different in Covington City

Covington's real estate tax exemption for elderly and permanently and totally disabled owners uses a $45,000 income limit and an $80,000 net worth limit (excluding the home and up to one acre).

Apply at: City of Covington Commissioner of Revenue
Phone: 540-965-6350
Local breaks: Exemption of Real Estate Tax on Personal Residence for Elderly, Permanently & Totally Disabled
Tax year: 2026 (form undated)

Where to apply in Covington City

City of Covington Commissioner of Revenue

Phone: 540-965-6350

Official exemptions page

Local exemptions in Covington City

Seniors

Exemption of Real Estate Tax on Personal Residence for Elderly, Permanently & Totally Disabled

Exemption of real estate tax on the personal residence (amount not stated on the form).

Set by: city
Tax year: 2026 (form undated)
Who qualifies: Elderly or permanently and totally disabled owner. Income of owners and everyone living in the dwelling up to $45,000 (first $7,500 excluded for each relative/non-relative other than the spouse and for a disabled owner); net worth up to $80,000 excluding the home and land up to 1 acre.
Income limit: $45,000 household income; $80,000 net worth
How to apply: File the application with the Commissioner of Revenue (540-965-6350).
Form: Exemption of Real Estate Tax on Personal Residence for Elderly, Permanently & Totally Disabled (application PDF)
Renewal: Every year.

Source: official page

State exemptions that also apply here

These breaks come from Virginia law. Their full rules, forms and deadlines are on the Virginia page.

Real Estate Tax Relief for the Elderly and Disabled (local option)Set by each locality (only where the local government offers it)
Real Estate Tax Deferral for the Elderly and Disabled (local option)(only where the local government offers it)
Real Estate Tax Exemption for Disabled VeteransFull exemption
Exemption for Surviving Spouses of Armed Forces Members Who Died in the Line of DutyFull exemption
Exemption for Surviving Spouses of First Responders Killed in the Line of Duty (local option)Full exemption (only where the local government offers it)

All Virginia property tax exemptions

By group in Virginia: Seniors · Veterans · Disability · Surviving spouses

Savings estimate for Covington City

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Exemption

Value taken off ($)

Filled in when the exemption is a fixed dollar amount. You can change it.

Tax rate (%)

Covington City median effective rate: 0.86% (taxes paid as a share of home value). Use your own rate if you know it.

Enter a value and a tax rateChoose an exemption or type the value it takes off.

Median effective rate in Covington City: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. It is a county-wide middle value; rates differ by town and school district.

An estimate, not a bill. Nothing you type here is sent anywhere.

Eligibility finder for Covington City

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Do you own the home and live in it as your main home?

Your age, or the year you were born

Leave empty if you'd rather not say.

Are you a veteran?

Do you have a permanent disability?

Are you the surviving spouse of a veteran, service member or first responder?

Yearly household income ($)

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Covington City

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

Questions about property tax exemptions in Covington City

What property tax exemptions are there in Covington City?

Covington's real estate tax exemption for elderly and permanently and totally disabled owners uses a $45,000 income limit and an $80,000 net worth limit (excluding the home and up to one acre). Local breaks here: Exemption of Real Estate Tax on Personal Residence for Elderly, Permanently & Totally Disabled.

Where do I apply for a property tax exemption in Covington City?

City of Covington Commissioner of Revenue Phone: 540-965-6350.

Is there an income limit for Covington City’s local breaks?

Exemption of Real Estate Tax on Personal Residence for Elderly, Permanently & Totally Disabled: $45,000 household income; $80,000 net worth.

Do I have to reapply every year in Covington City?

Exemption of Real Estate Tax on Personal Residence for Elderly, Permanently & Totally Disabled: Every year.

Do Virginia’s statewide exemptions apply in Covington City too?

Yes. The statewide breaks on our Virginia page apply here as well, for example Real Estate Tax Relief for the Elderly and Disabled (local option), Real Estate Tax Deferral for the Elderly and Disabled (local option) and Real Estate Tax Exemption for Disabled Veterans. This page adds what Covington City sets or runs itself.

Think your assessed value is too high? See how to appeal in Covington City.

Sources

Covington – Commissioner of Revenue
Covington tax relief application (PDF)
Median effective tax rate for Covington City: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. The rate is property taxes paid divided by home value.

Last checked: Oct 2026.