Virginia · Cumberland County · Local exemptions · Updated Oct 2026

Cumberland County, VA property tax exemptions (2026)

The property tax breaks that are set or run locally in Cumberland County, on top of Virginia’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.

What is different in Cumberland County

Cumberland County's relief for owners 65+ or permanently and totally disabled is capped at $500 a year. The limits are $30,000 household income and $100,000 net worth, and applications are due April 1.

Apply at: Cumberland County Commissioner of the Revenue
Phone: 804-492-4280
Local breaks: Real Estate Tax Relief for the Elderly and Disabled
Tax year: 2026 (as posted)

Where to apply in Cumberland County

Cumberland County Commissioner of the Revenue

Phone: 804-492-4280
Address: P.O. Box 77, Cumberland, VA 23040

Official exemptions page

Local exemptions in Cumberland County

Seniors

Real Estate Tax Relief for the Elderly and Disabled

Relief based on income and tax amount, up to $500 per year.

Set by: county
Tax year: 2026 (as posted)
Who qualifies: 65+ or permanently and totally disabled by Dec. 31 of the preceding year; county resident on that date and the home is the sole dwelling. Preceding-year combined income of taxpayer, spouse and all relatives in the home up to $30,000; net worth of owner and spouse up to $100,000 excluding the house and one acre.
Income limit: $30,000 combined income; $100,000 net worth
How to apply: Apply to the Commissioner of the Revenue with proof of age or disability and prior-year income and asset records.
Form: Tax Relief for the Elderly and Disabled Application (PDF)
Deadline: April 1 annually.
Renewal: Every year.

Source: official page

State exemptions that also apply here

These breaks come from Virginia law. Their full rules, forms and deadlines are on the Virginia page.

Real Estate Tax Relief for the Elderly and Disabled (local option)Set by each locality (only where the local government offers it)
Real Estate Tax Deferral for the Elderly and Disabled (local option)(only where the local government offers it)
Real Estate Tax Exemption for Disabled VeteransFull exemption
Exemption for Surviving Spouses of Armed Forces Members Who Died in the Line of DutyFull exemption
Exemption for Surviving Spouses of First Responders Killed in the Line of Duty (local option)Full exemption (only where the local government offers it)

All Virginia property tax exemptions

By group in Virginia: Seniors · Veterans · Disability · Surviving spouses

Savings estimate for Cumberland County

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Exemption

Value taken off ($)

Filled in when the exemption is a fixed dollar amount. You can change it.

Tax rate (%)

Cumberland County median effective rate: 0.53% (taxes paid as a share of home value). Use your own rate if you know it.

Enter a value and a tax rateChoose an exemption or type the value it takes off.

Median effective rate in Cumberland County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. It is a county-wide middle value; rates differ by town and school district.

An estimate, not a bill. Nothing you type here is sent anywhere.

Eligibility finder for Cumberland County

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Do you own the home and live in it as your main home?

Your age, or the year you were born

Leave empty if you'd rather not say.

Are you a veteran?

Do you have a permanent disability?

Are you the surviving spouse of a veteran, service member or first responder?

Yearly household income ($)

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Cumberland County

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

Questions about property tax exemptions in Cumberland County

What property tax exemptions are there in Cumberland County?

Where do I apply for a property tax exemption in Cumberland County?

Cumberland County Commissioner of the Revenue Phone: 804-492-4280 Address: P.O. Box 77, Cumberland, VA 23040.

When is the deadline to apply in Cumberland County?

Real Estate Tax Relief for the Elderly and Disabled: April 1 annually.

Is there an income limit for Cumberland County’s local breaks?

Real Estate Tax Relief for the Elderly and Disabled: $30,000 combined income; $100,000 net worth.

Do I have to reapply every year in Cumberland County?

Real Estate Tax Relief for the Elderly and Disabled: Every year.

Think your assessed value is too high? See how to appeal in Cumberland County.

Sources

Cumberland County – Relief for the Elderly & Disabled
Code of Virginia § 58.1-3210 (local tax relief for the elderly and disabled)
Median effective tax rate for Cumberland County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. The rate is property taxes paid divided by home value.

Last checked: Oct 2026.