Virginia · Montgomery County · Local exemptions · Updated Oct 2026

Montgomery County, VA property tax exemptions (2026)

The property tax breaks that are set or run locally in Montgomery County, on top of Virginia’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.

What is different in Montgomery County

Montgomery County relieves 40% to 100% of the real estate (and mobile home) tax for owners 65+ or totally and permanently disabled, depending on household income up to $72,000. Net worth must be $210,000 or less (excluding the home and one acre). Repeat applicants file by March 1; first-time applicants can apply until December 31.

Apply at: Montgomery County Commissioner of the Revenue
Phone: 540-382-5710
Local breaks: Tax Relief – Seniors & Disabled Citizens
Tax year: 2026

Where to apply in Montgomery County

Montgomery County Commissioner of the Revenue

Phone: 540-382-5710

Official exemptions page

Local exemptions in Montgomery County

Seniors

Tax Relief – Seniors & Disabled Citizens

Relief of 40% to 100% of the tax depending on total household income (bands not posted).

Set by: county
Tax year: 2026
Who qualifies: 65+ on Dec. 31 of the preceding year or permanently and totally disabled (SSA, VA, RRB certification or two doctors' affidavit); own and live in the home (mobile homes included). Household income up to $72,000, excluding the first $10,000 of each resident relative's income (and of a disabled applicant's). Net worth up to $210,000 excluding the home and one acre.
Income limit: $72,000 household income; $210,000 net worth
How to apply: Complete the senior or disabled application with proof of income and bank records and file with the Commissioner of Revenue (540-382-5710).
Deadline: March 1 for repeat applicants; first-time applicants by December 31 (pay taxes by June 5/Dec. 5; refunds if relief granted later).
Renewal: Every year (affidavit mailed to re-filers).

Source: official page

State exemptions that also apply here

These breaks come from Virginia law. Their full rules, forms and deadlines are on the Virginia page.

Real Estate Tax Relief for the Elderly and Disabled (local option)Set by each locality (only where the local government offers it)
Real Estate Tax Deferral for the Elderly and Disabled (local option)(only where the local government offers it)
Real Estate Tax Exemption for Disabled VeteransFull exemption
Exemption for Surviving Spouses of Armed Forces Members Who Died in the Line of DutyFull exemption
Exemption for Surviving Spouses of First Responders Killed in the Line of Duty (local option)Full exemption (only where the local government offers it)

All Virginia property tax exemptions

By group in Virginia: Seniors · Veterans · Disability · Surviving spouses

Savings estimate for Montgomery County

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Exemption

Value taken off ($)

Filled in when the exemption is a fixed dollar amount. You can change it.

Tax rate (%)

Montgomery County median effective rate: 0.82% (taxes paid as a share of home value). Use your own rate if you know it.

Enter a value and a tax rateChoose an exemption or type the value it takes off.

Median effective rate in Montgomery County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. It is a county-wide middle value; rates differ by town and school district.

An estimate, not a bill. Nothing you type here is sent anywhere.

Eligibility finder for Montgomery County

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Do you own the home and live in it as your main home?

Your age, or the year you were born

Leave empty if you'd rather not say.

Are you a veteran?

Do you have a permanent disability?

Are you the surviving spouse of a veteran, service member or first responder?

Yearly household income ($)

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Montgomery County

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

Questions about property tax exemptions in Montgomery County

What property tax exemptions are there in Montgomery County?

Where do I apply for a property tax exemption in Montgomery County?

Montgomery County Commissioner of the Revenue Phone: 540-382-5710.

When is the deadline to apply in Montgomery County?

Tax Relief – Seniors & Disabled Citizens: March 1 for repeat applicants; first-time applicants by December 31 (pay taxes by June 5/Dec. 5; refunds if relief granted later).

Is there an income limit for Montgomery County’s local breaks?

Tax Relief – Seniors & Disabled Citizens: $72,000 household income; $210,000 net worth.

Do I have to reapply every year in Montgomery County?

Tax Relief – Seniors & Disabled Citizens: Every year (affidavit mailed to re-filers).

Think your assessed value is too high? See how to appeal in Montgomery County.

Sources

Montgomery County COR – Tax Relief for Seniors & Disabled Citizens
Code of Virginia § 58.1-3210 (local tax relief for the elderly and disabled)
Median effective tax rate for Montgomery County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. The rate is property taxes paid divided by home value.

Last checked: Oct 2026.