Virginia · Spotsylvania County · Local exemptions · Updated Oct 2026

Spotsylvania County, VA property tax exemptions (2026)

The property tax breaks that are set or run locally in Spotsylvania County, on top of Virginia’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.

What is different in Spotsylvania County

Spotsylvania County exempts up to $1,900 a year of real estate tax for owners 65+ or totally disabled before January 1, with 2025 household income of $68,000 or less and net worth under $250,000. The exemption covers the dwelling and up to one acre, and renewal applications are due March 1 (March 2 in 2026).

Apply at
Spotsylvania County Commissioner of the Revenue – Real Estate
Phone
540-507-7053
Local breaks
Real Estate Tax Relief Program – Elderly and/or Disabled
Tax year
2026

Where to apply in Spotsylvania County

Spotsylvania County Commissioner of the Revenue – Real Estate

Phone
540-507-7053
Address
9104 Courthouse Rd, Spotsylvania, VA 22553 (mail: Real Estate Division, PO Box 175, Spotsylvania, VA 22553-0175)
Official exemptions page

Local exemptions in Spotsylvania County

Seniors

Real Estate Tax Relief Program – Elderly and/or Disabled

Exemption of up to $1,900 in real estate taxes a year on the dwelling and up to one acre. It is an exemption, not a deferral.

Set by
county
Tax year
2026
Who qualifies
Age 65+ or totally disabled before January 1, 2026; own and occupy the home before January 1. Prior-year gross household income of applicant, co-applicant and resident relatives $68,000 or less ($5,500 deducted from each relative's income). Net worth of applicant and co-applicant under $250,000, excluding the home and up to 10 acres.
Income limit
$68,000 gross household income; $250,000 net worth
How to apply
File the 2026 application with the Commissioner of the Revenue with income and asset records; first-time disabled applicants under 65 add one Social Security letter or letters from two doctors stating the disability and its date.
Deadline
March 2, 2026 (normally March 1) for renewals, to have the exemption applied to the first bill; a first-time applicant may receive the prior-year exemption if the application is filed before the March 1 deadline.
Renewal
Every year.

Source: official page

State exemptions that also apply here

These breaks come from Virginia law. Their full rules, forms and deadlines are on the Virginia page.

All Virginia property tax exemptions

By group in Virginia: Seniors · Veterans · Disability · Surviving spouses

Savings estimate for Spotsylvania County

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Filled in when the exemption is a fixed dollar amount. You can change it.

Spotsylvania County median effective rate: 0.56% (taxes paid as a share of home value). Use your own rate if you know it.

Enter a value and a tax rateChoose an exemption or type the value it takes off.

Median effective rate in Spotsylvania County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. It is a county-wide middle value; rates differ by town and school district.

An estimate, not a bill. Nothing you type here is sent anywhere.

Eligibility finder for Spotsylvania County

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Leave empty if you'd rather not say.

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Spotsylvania County

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

The checklist asks for no personal details and nothing is sent to our server: the files are made on your device.

Exemptions to include

Questions about property tax exemptions in Spotsylvania County

What property tax exemptions are there in Spotsylvania County?

Spotsylvania County exempts up to $1,900 a year of real estate tax for owners 65+ or totally disabled before January 1, with 2025 household income of $68,000 or less and net worth under $250,000. The exemption covers the dwelling and up to one acre, and renewal applications are due March 1 (March 2 in 2026). Local breaks here: Real Estate Tax Relief Program – Elderly and/or Disabled.

Where do I apply for a property tax exemption in Spotsylvania County?

Spotsylvania County Commissioner of the Revenue – Real Estate Phone: 540-507-7053 Address: 9104 Courthouse Rd, Spotsylvania, VA 22553 (mail: Real Estate Division, PO Box 175, Spotsylvania, VA 22553-0175).

When is the deadline to apply in Spotsylvania County?

Real Estate Tax Relief Program – Elderly and/or Disabled: March 2, 2026 (normally March 1) for renewals, to have the exemption applied to the first bill; a first-time applicant may receive the prior-year exemption if the application is filed before the March 1 deadline.

Is there an income limit for Spotsylvania County’s local breaks?

Real Estate Tax Relief Program – Elderly and/or Disabled: $68,000 gross household income; $250,000 net worth.

Do I have to reapply every year in Spotsylvania County?

Real Estate Tax Relief Program – Elderly and/or Disabled: Every year.

Think your assessed value is too high? See how to appeal in Spotsylvania County.

Sources

Last checked: Oct 2026.