Virginia · Virginia Beach City · Local exemptions · Updated Oct 2026

Virginia Beach City, VA property tax exemptions (2026)

The property tax breaks that are set or run locally in Virginia Beach City, on top of Virginia’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.

What is different in Virginia Beach City

Virginia Beach offers seniors 65+ and totally and permanently disabled owners a choice: a percentage exemption (100% down to 20%) with household income up to $87,419, or a tax freeze with income up to $114,062, both with a $350,000 asset limit. First-time applicants must book an appointment between February 1 and June 30 for the tax year that starts July 1, 2026.

Apply at
City of Virginia Beach Commissioner of the Revenue – Taxpayer Assistance
Phone
757-385-4385
Local breaks
Real Estate Tax Exemption for Senior or Disabled Citizens, Real Estate Tax Freeze for Senior or Disabled Citizens, Real Estate Tax Relief for Surviving Spouses (armed forces killed in action / died in line of duty; first responders)
Tax year
FY2026, FY2027 (tax year beginning July 1, 2026)

Where to apply in Virginia Beach City

City of Virginia Beach Commissioner of the Revenue – Taxpayer Assistance

Phone
757-385-4385
Address
Municipal Center, Building 1 (City Hall), 2401 Courthouse Drive, Virginia Beach, VA 23456

Local exemptions in Virginia Beach City

Seniors

Real Estate Tax Exemption for Senior or Disabled Citizens

Income $0-$66,714: 100% exemption; $66,714.01-$71,892: 80%; $71,892.01-$77,065: 60%; $77,065.01-$82,243: 40%; $82,243.01-$87,419: 20%.

Set by
city
Tax year
FY2027 (tax year beginning July 1, 2026)
Who qualifies
Own and live in the Virginia Beach home (or a convalescent home); 65+ or permanently and totally disabled (no age requirement) on or before June 30, 2026. Total assets $350,000 or less, not counting the home and up to 10 acres. Income exclusions: up to $10,000 of a disabled applicant's income, government disability payments, and up to $10,000 of each resident relative's income.
Income limit
$87,419 household income; $350,000 assets
How to apply
First-time applicants make an appointment with the Commissioner of the Revenue (757-385-4385, [email protected]) and apply in person at Municipal Center, Building 1.
Deadline
Appointments February 1 - June 30, 2026.
Renewal
Reapply each year.

Source: official page

Senior freeze or deferral

Real Estate Tax Freeze for Senior or Disabled Citizens

Your real estate tax stays at the frozen dollar amount even if the tax goes up, as long as you reapply and qualify every year.

Set by
city
Tax year
FY2027 (tax year beginning July 1, 2026)
Who qualifies
Same age/disability and $350,000 asset rules; annual household gross income $114,062 or less.
Income limit
$114,062 household income; $350,000 assets
How to apply
Same appointment process with the Commissioner of the Revenue.
Deadline
Appointments February 1 - June 30, 2026.
Renewal
Every year.

Source: official page

Surviving spouses

Real Estate Tax Relief for Surviving Spouses (armed forces killed in action / died in line of duty; first responders)

Exempts the home's assessed value up to the city's FY26 average single-family assessment of $513,400.

Set by
state program, local amount
Tax year
FY2026
Who qualifies
Unremarried surviving spouse who lives in the home as primary residence: of an armed forces member killed in action (from FY16), of certain first responders who died in the line of duty (from FY18), or of an armed forces member who died in the line of duty (from FY26).
How to apply
Apply to the Commissioner of the Revenue ([email protected], 757-385-4385 option 1).

Source: official page

State exemptions that also apply here

These breaks come from Virginia law. Their full rules, forms and deadlines are on the Virginia page.

All Virginia property tax exemptions

By group in Virginia: Seniors · Veterans · Disability · Surviving spouses

Savings estimate for Virginia Beach City

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Filled in when the exemption is a fixed dollar amount. You can change it.

Virginia Beach City median effective rate: 0.78% (taxes paid as a share of home value). Use your own rate if you know it.

Enter a value and a tax rateChoose an exemption or type the value it takes off.

Median effective rate in Virginia Beach City: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. It is a county-wide middle value; rates differ by town and school district.

An estimate, not a bill. Nothing you type here is sent anywhere.

Eligibility finder for Virginia Beach City

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Leave empty if you'd rather not say.

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Virginia Beach City

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

The checklist asks for no personal details and nothing is sent to our server: the files are made on your device.

Exemptions to include

Questions about property tax exemptions in Virginia Beach City

What property tax exemptions are there in Virginia Beach City?

Virginia Beach offers seniors 65+ and totally and permanently disabled owners a choice: a percentage exemption (100% down to 20%) with household income up to $87,419, or a tax freeze with income up to $114,062, both with a $350,000 asset limit. First-time applicants must book an appointment between February 1 and June 30 for the tax year that starts July 1, 2026. Local breaks here: Real Estate Tax Exemption for Senior or Disabled Citizens; Real Estate Tax Freeze for Senior or Disabled Citizens; Real Estate Tax Relief for Surviving Spouses (armed forces killed in action / died in line of duty; first responders).

Where do I apply for a property tax exemption in Virginia Beach City?

City of Virginia Beach Commissioner of the Revenue – Taxpayer Assistance Phone: 757-385-4385 Address: Municipal Center, Building 1 (City Hall), 2401 Courthouse Drive, Virginia Beach, VA 23456.

When is the deadline to apply in Virginia Beach City?

Real Estate Tax Exemption for Senior or Disabled Citizens: Appointments February 1 - June 30, 2026. Real Estate Tax Freeze for Senior or Disabled Citizens: Appointments February 1 - June 30, 2026. Real Estate Tax Relief for Surviving Spouses (armed forces killed in action / died in line of duty; first responders): not confirmed; ask the office.

Is there an income limit for Virginia Beach City’s local breaks?

Real Estate Tax Exemption for Senior or Disabled Citizens: $87,419 household income; $350,000 assets. Real Estate Tax Freeze for Senior or Disabled Citizens: $114,062 household income; $350,000 assets. Real Estate Tax Relief for Surviving Spouses (armed forces killed in action / died in line of duty; first responders): no income limit listed.

Do I have to reapply every year in Virginia Beach City?

Real Estate Tax Exemption for Senior or Disabled Citizens: Reapply each year. Real Estate Tax Freeze for Senior or Disabled Citizens: Every year. Real Estate Tax Relief for Surviving Spouses (armed forces killed in action / died in line of duty; first responders): not confirmed.

Good to know in Virginia Beach City

  • Vehicle tax relief for seniors/disabled (one vehicle, rate cut to $0.000001 per $100) requires income of $29,500 or less and assets of $70,000 or less.
  • The 100% disabled veteran exemption is handled by the Commissioner's veteran services line ([email protected]).

Think your assessed value is too high? See how to appeal in Virginia Beach City.

Sources

Last checked: Oct 2026.