Connecticut · Property tax exemptions for people with disabilities · Updated Oct 2026

Connecticut property tax exemptions for people with disabilities (2026)

Every statewide property tax break in Connecticut that our guide lists for homeowners with a disability, including senior breaks that also cover people with disabilities. What each is worth, who qualifies, the deadline and how to apply.

Short answer

The main property tax break for people with disabilities in Connecticut is the Totally Disabled Exemption. $1,000 off the assessed value of your home or car.

Worth
$1,000
Income limit
None listed in our sources
Deadline
Before the assessor files the Grand List.

Also on this page:

Property tax breaks for people with disabilities in Connecticut

Disability

Totally Disabled Exemption

$1,000 off the assessed value of your home or car. Towns may add up to $1,000 more.

Who qualifies
Owners at least 18 who are permanently and totally disabled and receive Social Security disability, or permanent disability benefits from a government retirement plan with comparable rules, or who are 65+ and no longer eligible for Social Security disability. No income limit.
How to apply
Give the assessor proof of total disability (Social Security award letter) on Form D-1.
Deadline
Before the assessor files the Grand List (OPM).
Renewal
One-time.
Law
CGS 12-81(55); 12-94a; 12-81i (local option)

Source: official page

Disability

Exemption for the Blind

$3,000 off assessed value; towns may add up to $2,000 more if your income is under a limit.

Who qualifies
Owners who are legally blind (total loss of sight in both eyes, central vision 20/200 or worse in the better eye with correction, or visual field 20 degrees or less).
How to apply
Give the assessor satisfactory proof of blindness (for example, a statement from your eye doctor).
Deadline
Ask your assessor (before the Grand List is filed).
Renewal
One-time.
Law
CGS 12-81(17); 12-92; 12-81j (local option)

Source: official page

Low income

Homeowners' Elderly/Disabled Circuit Breaker Tax Relief Program

A credit off your home's real estate tax bill of up to $1,250 (married) or $1,000 (single), on a sliding scale by income. It applies only to your home, not cars.

For people with disabilities: You (or your spouse living with you) were 65 or older by the end of the prior calendar year, or you are totally disabled and receiving Social Security disability (or a comparable government disability benefit if you never worked under Social Security), or you are a surviving spouse at least 50 years old of someone who qualified.

Who qualifies
You (or your spouse living with you) were 65 or older by the end of the prior calendar year, or you are totally disabled and receiving Social Security disability (or a comparable government disability benefit if you never worked under Social Security), or you are a surviving spouse at least 50 years old of someone who qualified. You live in the home and have lived in Connecticut for at least one year.
Income limit
2025 total income of $56,500 or less (married, both spouses counted) or $46,300 or less (single), for applications filed February 1 - May 15, 2026. Social Security counts as income.
How to apply
Apply in person at your town assessor's office (Form M-35H is completed with the assessor). Bring proof of all 2025 income (federal tax return, SSA-1099, 1099-Rs, bank interest statements), proof of age, and for disability a current Social Security award letter or benefit verification letter.
Deadline
February 1 to May 15 (extensions possible for illness or medical reasons; request from OPM by August 15).
Renewal
Every two years (biennial). The assessor notifies you by February 1 of your refile year.
Law
CGS 12-170aa to 12-170cc

Source: official page

How to apply, step by step

Totally Disabled Exemption

  1. Give the assessor proof of total disability (Social Security award letter) on Form D-1.

Form: D-1 Totally Disabled Application (OPM)

Deadline: Before the assessor files the Grand List (OPM).

Renewal: One-time.

Exemption for the Blind

  1. Give the assessor satisfactory proof of blindness (for example, a statement from your eye doctor).

Deadline: Ask your assessor (before the Grand List is filed).

Renewal: One-time.

Homeowners' Elderly/Disabled Circuit Breaker Tax Relief Program

  1. Apply in person at your town assessor's office (Form M-35H is completed with the assessor).
  2. Bring proof of all 2025 income (federal tax return, SSA-1099, 1099-Rs, bank interest statements), proof of age, and for disability a current Social Security award letter or benefit verification letter.

Form: M-35H Owner's Application (OPM)

Deadline: February 1 to May 15 (extensions possible for illness or medical reasons; request from OPM by August 15).

Renewal: Every two years (biennial). The assessor notifies you by February 1 of your refile year.

Savings estimate for Connecticut

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Filled in when the exemption is a fixed dollar amount. You can change it.

Connecticut median effective rate: 1.81% (taxes paid as a share of home value). Use your own rate if you know it.

Enter a value and a tax rateChoose an exemption or type the value it takes off.

Median effective rate: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, tables B25103 (median real estate taxes paid, owner-occupied homes) and B25077 (median value, owner-occupied homes). It is a statewide middle value; local rates differ a lot.

An estimate, not a bill. Nothing you type here is sent anywhere.

Eligibility finder for Connecticut

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Pre-set for people with disabilities: you own and live in the home and have a permanent disability. Change any answer.

Leave empty if you'd rather not say.

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Connecticut

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

The checklist asks for no personal details and nothing is sent to our server: the files are made on your device.

Exemptions to include

Questions about people with disabilities property tax breaks in Connecticut

Who qualifies for property tax breaks for people with disabilities in Connecticut?

Totally Disabled Exemption: Owners at least 18 who are permanently and totally disabled and receive Social Security disability, or permanent disability benefits from a government retirement plan with comparable rules, or who are 65+ and no longer eligible for Social Security disability. No income limit. Exemption for the Blind: Owners who are legally blind (total loss of sight in both eyes, central vision 20/200 or worse in the better eye with correction, or visual field 20 degrees or less). Homeowners' Elderly/Disabled Circuit Breaker Tax Relief Program: You (or your spouse living with you) were 65 or older by the end of the prior calendar year, or you are totally disabled and receiving Social Security disability (or a comparable government disability benefit if you never worked under Social Security), or you are a surviving spouse at least 50 years old of someone who qualified. You live in the home and have lived in Connecticut for at least one year.

Is there an income limit for people with disabilities' property tax breaks in Connecticut?

Totally Disabled Exemption: no income limit is listed in our sources. Exemption for the Blind: no income limit is listed in our sources. Homeowners' Elderly/Disabled Circuit Breaker Tax Relief Program: 2025 total income of $56,500 or less (married, both spouses counted) or $46,300 or less (single), for applications filed February 1 - May 15, 2026. Social Security counts as income.

When is the deadline for people with disabilities to apply in Connecticut?

Totally Disabled Exemption: Before the assessor files the Grand List (OPM). Exemption for the Blind: Ask your assessor (before the Grand List is filed). Homeowners' Elderly/Disabled Circuit Breaker Tax Relief Program: February 1 to May 15 (extensions possible for illness or medical reasons; request from OPM by August 15).

Do people with disabilities have to reapply every year in Connecticut?

Totally Disabled Exemption: One-time. Exemption for the Blind: One-time. Homeowners' Elderly/Disabled Circuit Breaker Tax Relief Program: Every two years (biennial). The assessor notifies you by February 1 of your refile year.

Where do people with disabilities apply for property tax breaks in Connecticut?

Your town or city assessor grants all property tax exemptions and credits. You apply at the assessor's office in the town where you live; the state Office of Policy and Management (OPM) sets forms, income limits and reimburses towns. Veterans must also record their DD-214 with the town clerk. For the Totally Disabled Exemption: Give the assessor proof of total disability (Social Security award letter) on Form D-1.

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