Mississippi · Property tax exemptions for people with disabilities · Updated Oct 2026

Mississippi property tax exemptions for people with disabilities (2026)

Every statewide property tax break in Mississippi that our guide lists for homeowners with a disability, including senior breaks that also cover people with disabilities. What each is worth, who qualifies, the deadline and how to apply.

Short answer

The main property tax break for people with disabilities in Mississippi is the Homestead Exemption - Tier 2 (Age 65+ or Totally Disabled). The first $7,500 of assessed value is exempt from all property taxes.

Worth
$75,000
Income limit
None listed in our sources
Deadline
January 1 to April 1.

Property tax breaks for people with disabilities in Mississippi

Seniors

Homestead Exemption - Tier 2 (Age 65+ or Totally Disabled)

The first $7,500 of assessed value is exempt from all property taxes. Homes are assessed at 10% of true value, so this covers about the first $75,000 of a home's value. After the first year the exemption can grow to cover most later increases in assessed value.

For people with disabilities: Qualifying homeowners who are 65 or older, or totally disabled, by January 1 of the year you apply.

Who qualifies
Qualifying homeowners who are 65 or older, or totally disabled, by January 1 of the year you apply. Same ownership, residency and tax-compliance rules as Tier 1.
How to apply
Apply in person at the county Tax Assessor's office. Bring proof of age (driver's license or birth certificate) or proof of total disability: Social Security or Railroad Retirement disability classification, a qualified retirement plan's disability classification, IRS Schedule 3 and Schedule R, or a detailed letter from two physicians.
Deadline
January 1 to April 1. If you already have the regular exemption, reapply in the filing period after you turn 65.
Renewal
One-time, unless circumstances change.
Law
Miss. Code Ann. §§ 27-33-1 to 27-33-79

Source: official page

How to apply, step by step

Homestead Exemption - Tier 2 (Age 65+ or Totally Disabled)

  1. Apply in person at the county Tax Assessor's office.
  2. Bring proof of age (driver's license or birth certificate) or proof of total disability: Social Security or Railroad Retirement disability classification, a qualified retirement plan's disability classification, IRS Schedule 3 and Schedule R, or a detailed letter from two physicians.

Deadline: January 1 to April 1. If you already have the regular exemption, reapply in the filing period after you turn 65.

Renewal: One-time, unless circumstances change.

Savings estimate for Mississippi

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Filled in when the exemption is a fixed dollar amount. You can change it.

Mississippi median effective rate: 0.72% (taxes paid as a share of home value). Use your own rate if you know it.

Enter a value and a tax rateChoose an exemption or type the value it takes off.

Median effective rate: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, tables B25103 (median real estate taxes paid, owner-occupied homes) and B25077 (median value, owner-occupied homes). It is a statewide middle value; local rates differ a lot.

An estimate, not a bill. Nothing you type here is sent anywhere.

Eligibility finder for Mississippi

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Pre-set for people with disabilities: you own and live in the home and have a permanent disability. Change any answer.

Leave empty if you'd rather not say.

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Mississippi

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

The checklist asks for no personal details and nothing is sent to our server: the files are made on your device.

Exemptions to include

Questions about people with disabilities property tax breaks in Mississippi

Who qualifies for property tax breaks for people with disabilities in Mississippi?

Homestead Exemption - Tier 2 (Age 65+ or Totally Disabled): Qualifying homeowners who are 65 or older, or totally disabled, by January 1 of the year you apply. Same ownership, residency and tax-compliance rules as Tier 1.

Is there an income limit for people with disabilities' property tax breaks in Mississippi?

Our sources list no income limit for any of these breaks.

When is the deadline for people with disabilities to apply in Mississippi?

Homestead Exemption - Tier 2 (Age 65+ or Totally Disabled): January 1 to April 1. If you already have the regular exemption, reapply in the filing period after you turn 65.

Do people with disabilities have to reapply every year in Mississippi?

Homestead Exemption - Tier 2 (Age 65+ or Totally Disabled): One-time, unless circumstances change.

Where do people with disabilities apply for property tax breaks in Mississippi?

Your county Tax Assessor takes and approves homestead exemption applications, in person at the assessor's office in the county where the home is. The Mississippi Department of Revenue sets the rules and reviews the county rolls. For the Homestead Exemption - Tier 2 (Age 65+ or Totally Disabled): Apply in person at the county Tax Assessor's office.

More for Mississippi homeowners

Disability in nearby states