Mississippi · Property tax exemptions for seniors · Updated Oct 2026

Mississippi property tax exemptions for seniors (2026)

Every statewide property tax break for older homeowners in Mississippi that our guide lists: extra exemptions, freezes, deferrals and age-based credits. What each is worth, the starting age, the income limit, the deadline and how to apply.

Short answer

The main property tax break for seniors in Mississippi is the Homestead Exemption - Tier 2 (Age 65+ or Totally Disabled). The first $7,500 of assessed value is exempt from all property taxes.

Worth: $75,000
Age: 65 or older
Income limit: None listed in our sources
Deadline: January 1 to April 1.

Property tax breaks for seniors in Mississippi

Seniors

Homestead Exemption - Tier 2 (Age 65+ or Totally Disabled)

The first $7,500 of assessed value is exempt from all property taxes. Homes are assessed at 10% of true value, so this covers about the first $75,000 of a home's value. After the first year the exemption can grow to cover most later increases in assessed value.

Who qualifies: Qualifying homeowners who are 65 or older, or totally disabled, by January 1 of the year you apply. Same ownership, residency and tax-compliance rules as Tier 1.
How to apply: Apply in person at the county Tax Assessor's office. Bring proof of age (driver's license or birth certificate) or proof of total disability: Social Security or Railroad Retirement disability classification, a qualified retirement plan's disability classification, IRS Schedule 3 and Schedule R, or a detailed letter from two physicians.
Deadline: January 1 to April 1. If you already have the regular exemption, reapply in the filing period after you turn 65.
Renewal: One-time, unless circumstances change.
Law: Miss. Code Ann. §§ 27-33-1 to 27-33-79

Source: official page

How to apply, step by step

Homestead Exemption - Tier 2 (Age 65+ or Totally Disabled)

Apply in person at the county Tax Assessor's office.
Bring proof of age (driver's license or birth certificate) or proof of total disability: Social Security or Railroad Retirement disability classification, a qualified retirement plan's disability classification, IRS Schedule 3 and Schedule R, or a detailed letter from two physicians.

Deadline: January 1 to April 1. If you already have the regular exemption, reapply in the filing period after you turn 65.

Renewal: One-time, unless circumstances change.

Savings estimate for Mississippi

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Exemption

Value taken off ($)

Filled in when the exemption is a fixed dollar amount. You can change it.

Tax rate (%)

Mississippi median effective rate: 0.72% (taxes paid as a share of home value). Use your own rate if you know it.

Enter a value and a tax rateChoose an exemption or type the value it takes off.

Median effective rate: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, tables B25103 (median real estate taxes paid, owner-occupied homes) and B25077 (median value, owner-occupied homes). It is a statewide middle value; local rates differ a lot.

An estimate, not a bill. Nothing you type here is sent anywhere.

Eligibility finder for Mississippi

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Pre-set for seniors: you own and live in the home, age 65. Change any answer to your own.

Do you own the home and live in it as your main home?

Your age, or the year you were born

Leave empty if you'd rather not say.

Are you a veteran?

Do you have a permanent disability?

Are you the surviving spouse of a veteran, service member or first responder?

Yearly household income ($)

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Mississippi

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

Questions about seniors property tax breaks in Mississippi

Who qualifies for property tax breaks for seniors in Mississippi?

Homestead Exemption - Tier 2 (Age 65+ or Totally Disabled): Qualifying homeowners who are 65 or older, or totally disabled, by January 1 of the year you apply. Same ownership, residency and tax-compliance rules as Tier 1.

Is there an income limit for seniors' property tax breaks in Mississippi?

Our sources list no income limit for any of these breaks.

When is the deadline for seniors to apply in Mississippi?

Homestead Exemption - Tier 2 (Age 65+ or Totally Disabled): January 1 to April 1. If you already have the regular exemption, reapply in the filing period after you turn 65.

Do seniors have to reapply every year in Mississippi?

Homestead Exemption - Tier 2 (Age 65+ or Totally Disabled): One-time, unless circumstances change.

Where do seniors apply for property tax breaks in Mississippi?

Your county Tax Assessor takes and approves homestead exemption applications, in person at the assessor's office in the county where the home is. The Mississippi Department of Revenue sets the rules and reviews the county rolls. For the Homestead Exemption - Tier 2 (Age 65+ or Totally Disabled): Apply in person at the county Tax Assessor's office.

More for Mississippi homeowners

Seniors in nearby states

Sources

Last checked: Oct 2026.