Missouri · St. Louis City · Local exemptions · Updated Oct 2026
St. Louis City, MO property tax exemptions (2026)
The property tax breaks that are set or run locally in St. Louis City, on top of Missouri’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.
What is different in St. Louis City
The City of St. Louis has adopted Missouri's senior property tax freeze credit (age 62+), but it freezes only some City levies: school, library, community college, sewer, zoo-museum, mental health, senior and children's services and debt-service taxes can still rise. Homes worth more than $528,392 do not qualify. Seniors must apply every year, March 1 to June 30, at the City Assessor's Office.
- Apply at
- City of St. Louis Assessor's Office
- Phone
- (314) 622-4185
- Local breaks
- Senior Citizen Property Tax Freeze Credit Program
- Tax year
- 2026
Where to apply in St. Louis City
City of St. Louis Assessor's Office
- Address
- 1200 Market St, Room 120, St. Louis, MO 63103
Other offices
Local exemptions in St. Louis City
Senior freeze or deferralSenior Citizen Property Tax Freeze Credit Program
A credit on your real estate tax bill equal to any increase in certain City taxes on your home since your first eligible year. Frozen: County Rate, Parks & Recreation, Public Health, Hospital, General Revenue 1 and General Revenue 2. NOT frozen: Debt Service, Developmental Disability Resources, Mental Health, Senior Services, Community Children's Services, State Blind Pension, Public Schools, St. Louis Community College, Metropolitan Sewer District, Zoo & Museum Districts and Public Library.
- Set by
- city
- Tax year
- 2026
- Who qualifies
- Age 62 or older by December 31 of the current year; owner of record (or with a legal/equitable interest) of the home, liable for its taxes; you live there a majority of the year and it is your legal address; total market value of the property $528,392 or less; all prior-year property taxes paid. Only the unit you live in counts in a multi-unit building (only the residential part of a mixed-use property); tax-abated property is not eligible while abated; new construction is not frozen in its first year.
- Income limit
- No income limit; the property's total market value must be $528,392 or less.
- How to apply
- Apply to the City Assessor's Office (City Hall, 1200 Market St, Room 120; [email protected]; (314) 622-4185) during the application window.
- Deadline
- March 1 - June 30 each year (2026 window closed; next opens March 1, 2027).
- Renewal
- Every year (new and returning applicants use the same March 1 - June 30 window).
Source: official page
Savings estimate for St. Louis City
Roughly what an exemption could save you a year: the value it takes off, times your tax rate.
Eligibility finder for St. Louis City
Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.
Document checklist for St. Louis City
Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.
Questions about property tax exemptions in St. Louis City
What property tax exemptions are there in St. Louis City?
The City of St. Louis has adopted Missouri's senior property tax freeze credit (age 62+), but it freezes only some City levies: school, library, community college, sewer, zoo-museum, mental health, senior and children's services and debt-service taxes can still rise. Homes worth more than $528,392 do not qualify. Seniors must apply every year, March 1 to June 30, at the City Assessor's Office. Local breaks here: Senior Citizen Property Tax Freeze Credit Program.
Where do I apply for a property tax exemption in St. Louis City?
City of St. Louis Assessor's Office Phone: (314) 622-4185 Address: 1200 Market St, Room 120, St. Louis, MO 63103. Also: City of St. Louis Collector of Revenue, which sends and collects the real estate tax bill (the credit shows on it). Also: Missouri Department of Revenue, Property Tax Credit, which state program: MO-PTC circuit-breaker refund for seniors 65+ and disabled homeowners.
When is the deadline to apply in St. Louis City?
Senior Citizen Property Tax Freeze Credit Program: March 1 - June 30 each year (2026 window closed; next opens March 1, 2027).
Is there an income limit for St. Louis City’s local breaks?
Senior Citizen Property Tax Freeze Credit Program: No income limit; the property's total market value must be $528,392 or less.
Do I have to reapply every year in St. Louis City?
Senior Citizen Property Tax Freeze Credit Program: Every year (new and returning applicants use the same March 1 - June 30 window).
Good to know in St. Louis City
- Credit amounts for 2026 bills are not known until the tax rates are set in November 2026 (City Assessor).
- The program was created by a 2023 Board of Aldermen ordinance under RSMo 137.1050 (City Assessor).
SourcesLast checked: Oct 2026.