New York · Westchester County · Local exemptions · Updated Oct 2026

Westchester County, NY property tax exemptions (2026)

The property tax breaks that are set or run locally in Westchester County, on top of New York’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.

What is different in Westchester County

In Westchester County the county and each city, town, village and school district decide separately which local-option exemptions to give and set their own income limits, so your benefit depends on exactly where you live. On the 2025 assessment rolls of its 25 cities and towns, at least one level of government (the county, the city or town, a school district or a village) grants the senior exemption in all, the disability exemption in 19, the Cold War veterans exemption in 23 and the volunteer firefighter/ambulance exemption in 20 of them; that shows where an exemption exists somewhere in the town, not that the county adopted it, and the state's counts are exemption records, not homes. Westchester County raised its own senior and disability income limit for county taxes from $29,000 to $50,000 in 2022, and since 2024 Social Security income is not counted for the county exemption.

Apply at: Westchester County Tax Commission
Phone: (914) 995-4325
Local breaks: Senior Citizens and Persons with Disabilities Home Owner's Tax Exemption – Westchester County
Tax year: 2022 limit; 2024 Social Security exclusion (no later change found as of Oct 2026)

Where to apply in Westchester County

Westchester County Tax Commission

Phone: (914) 995-4325
Address: 110 Dr. Martin Luther King Jr. Blvd., White Plains, NY 10601

Official exemptions page

Other offices

Your city or town assessor – where you file the senior (RP-467), disability (RP-459-c), veterans (RP-458-a/b) and other local exemption applications; the county office does not grant them
NYS Department of Taxation and Finance – STAR – state program: register for the Basic/Enhanced STAR credit

Local exemptions in Westchester County

Seniors

Senior Citizens and Persons with Disabilities Home Owner's Tax Exemption – Westchester County

Partial exemption from county property taxes for seniors 65+ and homeowners with disabilities with limited incomes.

Set by: county
Tax year: 2022 limit; 2024 Social Security exclusion (no later change found as of Oct 2026)
Who qualifies: Westchester homeowners 65 or older, or with a disability, whose household income is under the county maximum (Social Security not counted for county taxes since 2024).
Income limit: County taxes: maximum household income $50,000 (raised from $29,000 by the Board of Legislators, October 2022); since a May 2024 county law, Social Security income is excluded from the income count for the county exemption. Each city, town, village and school district sets its own limit.
How to apply: File Form RP-467 (seniors) or RP-459-c (disability) with your city or town assessor by the taxable status date.
Form: Form RP-467
Deadline: Taxable status date of your city or town
Renewal: Every year

Source: official page

Amounts by taxing unit in Westchester County

Each school district, city or other taxing unit can set its own amount. Find the ones on your tax bill.

Sort:

Taxing unit	Type	Seniors	Disability	Veterans alt	Veterans cold war	Firefighter	Source
All 25 cities and towns in Westchester County added together (2025 rolls) – a total of local records, not a sign that the county itself grants the exemption	total	found in 25 of 25 cities/towns (6,658 exemption records in all, not homes)	found in 19 of 25 cities/towns (237 exemption records in all, not homes)	found in 25 of 25 cities/towns (12,208 exemption records in all, not homes)	found in 23 of 25 cities/towns (1,037 exemption records in all, not homes)	found in 20 of 25 cities/towns (1,333 exemption records in all, not homes)	official
City of Mt Vernon	city	yes – granted here by at least one level of government (county, city/town, school district or village); 300 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 18 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 514 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 3 exemption records on the 2025 roll, not a count of homes	no – none on the 2025 roll for any level of government here	official
City of New Rochelle	city	yes – granted here by at least one level of government (county, city/town, school district or village); 322 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 18 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 761 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 55 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 2 exemption records on the 2025 roll, not a count of homes	official
City of Peekskill	city	yes – granted here by at least one level of government (county, city/town, school district or village); 276 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 7 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 340 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 44 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 1 exemption record on the 2025 roll, not a count of homes	official
City of Rye	city	yes – granted here by at least one level of government (county, city/town, school district or village); 57 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 4 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 173 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 17 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 16 exemption records on the 2025 roll, not a count of homes	official
City of White Plains	city	yes – granted here by at least one level of government (county, city/town, school district or village); 156 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 12 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 559 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 35 exemption records on the 2025 roll, not a count of homes	no – none on the 2025 roll for any level of government here	official
City of Yonkers	city	yes – granted here by at least one level of government (county, city/town, school district or village); 1,399 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 53 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 1,868 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 101 exemption records on the 2025 roll, not a count of homes	no – none on the 2025 roll for any level of government here	official
Town of Bedford	town	yes – granted here by at least one level of government (county, city/town, school district or village); 78 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 3 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 201 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 25 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 135 exemption records on the 2025 roll, not a count of homes	official
Town of Cortlandt	town	yes – granted here by at least one level of government (county, city/town, school district or village); 300 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 9 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 933 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 53 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 63 exemption records on the 2025 roll, not a count of homes	official
Town of Eastchester	town	yes – granted here by at least one level of government (county, city/town, school district or village); 149 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 8 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 400 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 36 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 9 exemption records on the 2025 roll, not a count of homes	official
Town of Greenburgh	town	yes – granted here by at least one level of government (county, city/town, school district or village); 732 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 20 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 1,204 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 125 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 190 exemption records on the 2025 roll, not a count of homes	official
Town of Harrison	town	yes – granted here by at least one level of government (county, city/town, school district or village); 95 exemption records on the 2025 roll, not a count of homes	no – none on the 2025 roll for any level of government here	yes – granted here by at least one level of government (county, city/town, school district or village); 270 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 28 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 50 exemption records on the 2025 roll, not a count of homes	official
Town of Lewisboro	town	yes – granted here by at least one level of government (county, city/town, school district or village); 134 exemption records on the 2025 roll, not a count of homes	no – none on the 2025 roll for any level of government here	yes – granted here by at least one level of government (county, city/town, school district or village); 220 exemption records on the 2025 roll, not a count of homes	no – none on the 2025 roll for any level of government here	yes – granted here by at least one level of government (county, city/town, school district or village); 89 exemption records on the 2025 roll, not a count of homes	official
Town of Mamaroneck	town	yes – granted here by at least one level of government (county, city/town, school district or village); 196 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 10 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 360 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 6 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 40 exemption records on the 2025 roll, not a count of homes	official
Town of Mount Kisco	town	yes – granted here by at least one level of government (county, city/town, school district or village); 130 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 5 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 109 exemption records on the 2025 roll, not a count of homes	no – none on the 2025 roll for any level of government here	yes – granted here by at least one level of government (county, city/town, school district or village); 70 exemption records on the 2025 roll, not a count of homes	official
Town of Mount Pleasant	town	yes – granted here by at least one level of government (county, city/town, school district or village); 244 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 6 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 615 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 50 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 160 exemption records on the 2025 roll, not a count of homes	official
Town of New Castle	town	yes – granted here by at least one level of government (county, city/town, school district or village); 58 exemption records on the 2025 roll, not a count of homes	no – none on the 2025 roll for any level of government here	yes – granted here by at least one level of government (county, city/town, school district or village); 186 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 15 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 56 exemption records on the 2025 roll, not a count of homes	official
Town of North Castle	town	yes – granted here by at least one level of government (county, city/town, school district or village); 46 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 3 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 176 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 8 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 57 exemption records on the 2025 roll, not a count of homes	official
Town of North Salem	town	yes – granted here by at least one level of government (county, city/town, school district or village); 79 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 1 exemption record on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 134 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 1 exemption record on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 31 exemption records on the 2025 roll, not a count of homes	official
Town of Ossining	town	yes – granted here by at least one level of government (county, city/town, school district or village); 396 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 13 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 421 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 264 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 148 exemption records on the 2025 roll, not a count of homes	official
Town of Pelham	town	yes – granted here by at least one level of government (county, city/town, school district or village); 57 exemption records on the 2025 roll, not a count of homes	no – none on the 2025 roll for any level of government here	yes – granted here by at least one level of government (county, city/town, school district or village); 196 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 4 exemption records on the 2025 roll, not a count of homes	no – none on the 2025 roll for any level of government here	official
Town of Pound Ridge	town	yes – granted here by at least one level of government (county, city/town, school district or village); 42 exemption records on the 2025 roll, not a count of homes	no – none on the 2025 roll for any level of government here	yes – granted here by at least one level of government (county, city/town, school district or village); 83 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 12 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 43 exemption records on the 2025 roll, not a count of homes	official
Town of Rye	town	yes – granted here by at least one level of government (county, city/town, school district or village); 487 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 20 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 589 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 24 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 52 exemption records on the 2025 roll, not a count of homes	official
Town of Scarsdale	town	yes – granted here by at least one level of government (county, city/town, school district or village); 35 exemption records on the 2025 roll, not a count of homes	no – none on the 2025 roll for any level of government here	yes – granted here by at least one level of government (county, city/town, school district or village); 157 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 6 exemption records on the 2025 roll, not a count of homes	no – none on the 2025 roll for any level of government here	official
Town of Somers	town	yes – granted here by at least one level of government (county, city/town, school district or village); 400 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 9 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 689 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 22 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 59 exemption records on the 2025 roll, not a count of homes	official
Town of Yorktown	town	yes – granted here by at least one level of government (county, city/town, school district or village); 490 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 18 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 1,050 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 103 exemption records on the 2025 roll, not a count of homes	yes – granted here by at least one level of government (county, city/town, school district or village); 62 exemption records on the 2025 roll, not a count of homes	official

State exemptions that also apply here

These breaks come from New York law. Their full rules, forms and deadlines are on the New York page.

Basic STAR (School Tax Relief) credit or exemption$30,000
Enhanced STAR$88,500
Senior Citizens Exemption (RPTL 467) / NYC Senior Citizen Homeowners' Exemption (SCHE)
Exemption for Persons with Disabilities and Limited Incomes (RPTL 459-c) / NYC Disabled Homeowners' Exemption (DHE)
Alternative Veterans Exemption (RPTL 458-a) and Cold War Veterans Exemption (RPTL 458-b)(only where the local government offers it)
Veterans with a Permanent and Total Disability Exemption (RPTL 458-a(11)) - new local optionFull exemption (only where the local government offers it)

All New York property tax exemptions

By group in New York: Seniors · Veterans · Disability · Surviving spouses

Savings estimate for Westchester County

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Exemption

Value taken off ($)

Filled in when the exemption is a fixed dollar amount. You can change it.

Tax rate (%)

New York median effective rate: 1.55% (taxes paid as a share of home value). Use your own rate if you know it.

Enter a value and a tax rateChoose an exemption or type the value it takes off.

Median effective rate: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, tables B25103 (median real estate taxes paid, owner-occupied homes) and B25077 (median value, owner-occupied homes). It is a statewide middle value; local rates differ a lot.

An estimate, not a bill. Nothing you type here is sent anywhere.

Eligibility finder for Westchester County

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Do you own the home and live in it as your main home?

Your age, or the year you were born

Leave empty if you'd rather not say.

Are you a veteran?

Do you have a permanent disability?

Are you the surviving spouse of a veteran, service member or first responder?

Yearly household income ($)

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Westchester County

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

The checklist asks for no personal details and nothing is sent to our server: the files are made on your device.

Exemptions to include

Senior Citizens and Persons with Disabilities Home Owner's Tax Exemption – Westchester CountyBasic STAR (School Tax Relief) credit or exemption (statewide)Enhanced STAR (statewide)Senior Citizens Exemption (RPTL 467) / NYC Senior Citizen Homeowners' Exemption (SCHE) (statewide)Exemption for Persons with Disabilities and Limited Incomes (RPTL 459-c) / NYC Disabled Homeowners' Exemption (DHE) (statewide)Alternative Veterans Exemption (RPTL 458-a) and Cold War Veterans Exemption (RPTL 458-b) (statewide)Veterans with a Permanent and Total Disability Exemption (RPTL 458-a(11)) - new local option (statewide)

Questions about property tax exemptions in Westchester County

What property tax exemptions are there in Westchester County?

Where do I apply for a property tax exemption in Westchester County?

Westchester County Tax Commission Phone: (914) 995-4325 Address: 110 Dr. Martin Luther King Jr. Blvd., White Plains, NY 10601. Also: Your city or town assessor, which where you file the senior (RP-467), disability (RP-459-c), veterans (RP-458-a/b) and other local exemption applications; the county office does not grant them. Also: NYS Department of Taxation and Finance – STAR, which state program: register for the Basic/Enhanced STAR credit.

When is the deadline to apply in Westchester County?

Senior Citizens and Persons with Disabilities Home Owner's Tax Exemption – Westchester County: Taxable status date of your city or town.

Is there an income limit for Westchester County’s local breaks?

Senior Citizens and Persons with Disabilities Home Owner's Tax Exemption – Westchester County: County taxes: maximum household income $50,000 (raised from $29,000 by the Board of Legislators, October 2022); since a May 2024 county law, Social Security income is excluded from the income count for the county exemption. Each city, town, village and school district sets its own limit.

Do I have to reapply every year in Westchester County?

Senior Citizens and Persons with Disabilities Home Owner's Tax Exemption – Westchester County: Every year.

Good to know in Westchester County

For the 2027 assessment roll, exemption applications are due by the taxable status date: May 1, 2027 in 14 of 25 cities/towns, except City of Yonkers (October 15, 2026 – already passed; the next date is for the 2028 roll); City of New Rochelle and City of White Plains (December 1, 2026); Towns of Bedford, Eastchester, Lewisboro, Mount Kisco, Mount Pleasant, New Castle, North Castle and Pound Ridge (June 1, 2027). (ORPTS Municipal Profiles; confirm with your assessor.)
Westchester has no county assessing office: each city and town assessor grants exemptions; the county Tax Commission answers questions and corrects errors.

Think your assessed value is too high? See how to appeal in Westchester County.

Sources

Westchester County Tax Commission
Westchester County Tax Commission – Contact
Westchester County Board of Legislators – BOL Expands Property Tax Exemption Eligibility for Seniors and Persons with Disabilities (Oct 5, 2022)
data.ny.gov – Summary of Real Property Tax Exemptions by Code by Municipality (roll year 2025)
NYS Tax Department – ORPTS Municipal Data Portal (Municipal Profiles)
Westchester County – County Executive signs legislation excluding Social Security from senior exemption income (May 6, 2024)
No county figure was available, so the estimate uses the New York median effective rate: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, tables B25103 (median real estate taxes paid, owner-occupied homes) and B25077 (median value, owner-occupied homes).

Last checked: Oct 2026.