Texas · Comal County · Local exemptions · Updated Oct 2026

Comal County, TX property tax exemptions (2026)

The property tax breaks that are set or run locally in Comal County, on top of Texas’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.

What is different in Comal County

Comal County itself grants a 20% (min. $5,000) homestead exemption, $50,000 off for age 65+ and a tax ceiling (freeze) for 65+/disabled (2025). Comal ISD, the largest school district, adds a local 20% homestead exemption on top of the state school exemptions. 10 of the 25 taxing units listed offer a local homestead exemption; details for every unit are in the table.

Apply at
Comal Appraisal District
Phone
830-625-8597
Local breaks
Local option homestead exemption (Comal County), Local age 65 or older exemption (Comal County), County tax ceiling (freeze) for 65+ or disabled (Comal County), Local options of Comal ISD (largest school district)
Tax year
2025

Where to apply in Comal County

Comal Appraisal District

Phone
830-625-8597
Address
900 S. Seguin Ave., New Braunfels, TX 78130-7838

Other offices

Local exemptions in Comal County

Homestead

Local option homestead exemption (Comal County)

20% (min. $5,000) of the home's appraised value off Comal County taxes

Set by
county
Tax year
2025
Who qualifies
Owner-occupied residence homestead (any age)
How to apply
File Form 50-114 with the county appraisal district (no fee); one application covers every taxing unit that taxes your home. Attach a copy of your Texas driver's license or ID showing the home's address.
Deadline
Generally by April 30 of the tax year (Tax Code §11.43(d)); a late application can be filed up to two years after that year's taxes become delinquent (§11.431).
Renewal
One-time; you do not reapply each year unless the appraisal district asks you to.

Source: official page

Seniors

Local age 65 or older exemption (Comal County)

$50,000 off the home's value for Comal County taxes

Set by
county
Tax year
2025
Who qualifies
Homeowner age 65 or older (a surviving spouse 55 or older may keep it)
How to apply
File Form 50-114 with the county appraisal district (no fee); one application covers every taxing unit that taxes your home. Attach a copy of your Texas driver's license or ID showing the home's address.
Deadline
No later than one year after you turn 65 or become disabled (Tax Code §11.43(k)); late applications up to two years after the delinquency date (§11.431).
Renewal
One-time; you do not reapply each year unless the appraisal district asks you to.

Source: official page

Senior freeze or deferral

County tax ceiling (freeze) for 65+ or disabled (Comal County)

County taxes on the home are capped at the amount in the year you first qualify (rises only for new improvements)

Set by
county
Tax year
2025
Who qualifies
Homeowners with the age 65 or older or disabled exemption
How to apply
Automatic once the appraisal district grants your age 65 or disabled exemption.
Deadline
No later than one year after you turn 65 or become disabled (Tax Code §11.43(k)); late applications up to two years after the delinquency date (§11.431).
Renewal
One-time; you do not reapply each year unless the appraisal district asks you to.

Source: official page

Other

Local options of Comal ISD (largest school district)

Comal ISD adds a local 20% homestead exemption on top of the state school exemptions ($140,000 homestead; +$60,000 for 65+/disabled)

Set by
school district
Tax year
2025
Who qualifies
Homeowners in Comal ISD; age/disability rules as for the state exemption
How to apply
File Form 50-114 with the county appraisal district (no fee); one application covers every taxing unit that taxes your home. Attach a copy of your Texas driver's license or ID showing the home's address.
Deadline
Generally by April 30 of the tax year (Tax Code §11.43(d)); a late application can be filed up to two years after that year's taxes become delinquent (§11.431).
Renewal
One-time; you do not reapply each year unless the appraisal district asks you to.

Source: official page

Amounts by taxing unit in Comal County

Each school district, city or other taxing unit can set its own amount. Find the ones on your tax bill.

Sort:
Taxing unitTypeDisabilityFreezeHomestead pctOver65Source
Boerne ISDschool district$60,000 state exemption onlyyes (required by state law for school districts)none$60,000 state exemption onlyofficial
City of Bulverdecityfreeze onlyyes (65+ and disabled)none$40,000official
City of Fair Oaks Ranchcity10% or $50,000, whichever is greateryes (disabled)$5,000 flat$50,000official
City of Garden Ridgecitynonenononenoneofficial
City of New Braunfelscity$3,750yes20% (min. $5,000)$3,750official
City of Schertzcity$3,000yesnone$10,000official
City of Selmacitynoneno1% (min. $5,000)$20,000official
City of Spring Branchcity$50,000yes20% (min. $5,000)$50,000official
Comal Countycountyfreeze onlyyes (65+ and disabled)20% (min. $5,000)$50,000official
Comal County ESD #1specialnonenononenoneofficial
Comal County ESD #2specialnonenononenoneofficial
Comal County ESD #3specialnonenononenoneofficial
Comal County ESD #4special$10,000no$10,000 flat$10,000official
Comal County ESD #5special$10,000nonone$10,000official
Comal County ESD #6specialnonenononenoneofficial
Comal County ESD #7specialnonenononenoneofficial
Comal County Lateral Road & Flood Controlcountyfreeze onlyyes (65+ and disabled)20% plus $3,000$50,000official
Comal County Water Improvement District 1Aspecial$10,000nonone$10,000official
Comal County WCID #6special$10,000no5% (min. $5,000)$10,000official
Comal ISDschool district$60,000 state exemption onlyyes (required by state law for school districts)20%$60,000 state exemption onlyofficial
Johnson Ranch MUDspecial$75,000nonone$75,000official
New Braunfels ISDschool district$63,750 total (state $60,000 + local $3,750)yes (required by state law for school districts)none$63,750 total (state $60,000 + local $3,750)official
Other MUDs and water districts (Canyon Ranch MUD, Central Comal County MUD 1, Flying W MUD, WID 1B-1F, WCID #3/#3A, etc.)specialnonenononenoneofficial
Wimberley ISDschool district$60,000 state exemption onlyyes (required by state law for school districts)none$60,000 state exemption onlyofficial
York Creek Improvement Districtspecial$3,000no$5,000 flat$3,000official

State exemptions that also apply here

These breaks come from Texas law. Their full rules, forms and deadlines are on the Texas page.

All Texas property tax exemptions

By group in Texas: Seniors · Veterans · Disability · Surviving spouses

Savings estimate for Comal County

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Filled in when the exemption is a fixed dollar amount. You can change it.

Comal County median effective rate: 1.04% (taxes paid as a share of home value). Use your own rate if you know it.

Enter a value and a tax rateChoose an exemption or type the value it takes off.

Median effective rate in Comal County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. It is a county-wide middle value; rates differ by town and school district.

An estimate, not a bill. Nothing you type here is sent anywhere.

Eligibility finder for Comal County

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Leave empty if you'd rather not say.

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Comal County

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

The checklist asks for no personal details and nothing is sent to our server: the files are made on your device.

Exemptions to include

Questions about property tax exemptions in Comal County

What property tax exemptions are there in Comal County?

Comal County itself grants a 20% (min. $5,000) homestead exemption, $50,000 off for age 65+ and a tax ceiling (freeze) for 65+/disabled (2025). Comal ISD, the largest school district, adds a local 20% homestead exemption on top of the state school exemptions. 10 of the 25 taxing units listed offer a local homestead exemption; details for every unit are in the table. Local breaks here: Local option homestead exemption (Comal County); Local age 65 or older exemption (Comal County); County tax ceiling (freeze) for 65+ or disabled (Comal County); Local options of Comal ISD (largest school district).

Where do I apply for a property tax exemption in Comal County?

Comal Appraisal District Phone: 830-625-8597 Address: 900 S. Seguin Ave., New Braunfels, TX 78130-7838. Also: Comal County Tax Assessor-Collector, which sends and collects the property tax bill. Also: Texas Comptroller, Property Tax Assistance Division, which state rules and forms.

When is the deadline to apply in Comal County?

Local option homestead exemption (Comal County): Generally by April 30 of the tax year (Tax Code §11.43(d)); a late application can be filed up to two years after that year's taxes become delinquent (§11.431). Local age 65 or older exemption (Comal County): No later than one year after you turn 65 or become disabled (Tax Code §11.43(k)); late applications up to two years after the delinquency date (§11.431). County tax ceiling (freeze) for 65+ or disabled (Comal County): No later than one year after you turn 65 or become disabled (Tax Code §11.43(k)); late applications up to two years after the delinquency date (§11.431). Local options of Comal ISD (largest school district): Generally by April 30 of the tax year (Tax Code §11.43(d)); a late application can be filed up to two years after that year's taxes become delinquent (§11.431).

Do I have to reapply every year in Comal County?

Local option homestead exemption (Comal County): One-time; you do not reapply each year unless the appraisal district asks you to. Local age 65 or older exemption (Comal County): One-time; you do not reapply each year unless the appraisal district asks you to. County tax ceiling (freeze) for 65+ or disabled (Comal County): One-time; you do not reapply each year unless the appraisal district asks you to. Local options of Comal ISD (largest school district): One-time; you do not reapply each year unless the appraisal district asks you to.

Do Texas’s statewide exemptions apply in Comal County too?

Yes. The statewide breaks on our Texas page apply here as well, for example General Residence Homestead Exemption, Age 65 or Older or Disabled Residence Homestead Exemption and School Tax Ceiling (tax freeze) for Age 65 or Older or Disabled. This page adds what Comal County sets or runs itself.

Good to know in Comal County

  • Comal County gives a 20% homestead exemption (at least $5,000) and $50,000 off for 65+ homeowners, and gives both 65+ and disabled homeowners a tax ceiling (freeze); disabled homeowners get no dollar exemption from the county.
  • Comal ISD adds a local 20% homestead exemption to the state $140,000; New Braunfels ISD's 65+/disabled exemption is $63,750.

Think your assessed value is too high? See how to appeal in Comal County.

Sources

Last checked: Oct 2026.