Texas · Fannin County · Local exemptions · Updated Oct 2026

Fannin County, TX property tax exemptions (2026)

The property tax breaks that are set or run locally in Fannin County, on top of Texas’s statewide rules: what each is worth here, who qualifies, where to apply and the deadline.

What is different in Fannin County

Fannin County itself grants $8,600 off for age 65+ and $8,600 off for disabled homeowners (2026). Bonham ISD, the largest school district, gives only the state school exemptions ($140,000; +$60,000 for 65+/disabled). 2 of the 20 taxing units listed offer a local homestead exemption; details for every unit are in the table.

Apply at: Fannin Appraisal District
Phone: 903-583-8701
Local breaks: Local age 65 or older exemption (Fannin County), Local disabled person exemption (Fannin County)
Tax year: 2026 (current list on the CAD's online exemption page, Oct 2026)

Where to apply in Fannin County

Fannin Appraisal District

Phone: 903-583-8701
Address: 831 W. State Hwy. 56, Bonham, TX 75418-8604

Official exemptions page

Other offices

Texas Comptroller, Property Tax Assistance Division – state rules and forms

Local exemptions in Fannin County

Seniors

Local age 65 or older exemption (Fannin County)

$8,600 off the home's value for Fannin County taxes

Set by: county
Tax year: 2026 (current list on the CAD's online exemption page, Oct 2026)
Who qualifies: Homeowner age 65 or older (a surviving spouse 55 or older may keep it)
How to apply: File Form 50-114 with the county appraisal district (no fee); one application covers every taxing unit that taxes your home. Attach a copy of your Texas driver's license or ID showing the home's address.
Form: Form 50-114, Residence Homestead Exemption Application (Texas Comptroller)
Deadline: No later than one year after you turn 65 or become disabled (Tax Code §11.43(k)); late applications up to two years after the delinquency date (§11.431).
Renewal: One-time; you do not reapply each year unless the appraisal district asks you to.

Source: official page

Disability

Local disabled person exemption (Fannin County)

$8,600 off the home's value for Fannin County taxes

Set by: county
Tax year: 2026 (current list on the CAD's online exemption page, Oct 2026)
Who qualifies: Homeowner who meets the Social Security disability definition (you cannot take both the 65+ and disabled exemption from the same unit)
How to apply: File Form 50-114 with the county appraisal district (no fee); one application covers every taxing unit that taxes your home. Attach a copy of your Texas driver's license or ID showing the home's address.
Form: Form 50-114, Residence Homestead Exemption Application (Texas Comptroller)
Deadline: No later than one year after you turn 65 or become disabled (Tax Code §11.43(k)); late applications up to two years after the delinquency date (§11.431).
Renewal: One-time; you do not reapply each year unless the appraisal district asks you to.

Source: official page

Amounts by taxing unit in Fannin County

Each school district, city or other taxing unit can set its own amount. Find the ones on your tax bill.

Sort:

Taxing unit	Type	Disability	Freeze	Homestead pct	Over65	Source
Blue Ridge ISD	school district	$60,000 state exemption only	yes (required by state law for school districts)	none	$60,000 state exemption only	official
Bonham ISD	school district	$60,000 state exemption only	yes (required by state law for school districts)	none	$60,000 state exemption only	official
City of Bonham	city	$5,000	not listed	none	$5,000	official
City of Honey Grove	city	$5,000	not listed	none	$5,000	official
City of Leonard	city	$5,000	not listed	2% (min. $5,000)	$5,000	official
City of Ravenna	city	$3,000	not listed	20% (min. $5,000)	$3,000	official
City of Savoy	city	$5,000	not listed	none	$5,000	official
City of Trenton	city	$3,000	not listed	none	$3,000	official
Dodd City ISD	school district	$60,000 state exemption only	yes (required by state law for school districts)	none	$60,000 state exemption only	official
Ector ISD	school district	$60,000 state exemption only	yes (required by state law for school districts)	none	$60,000 state exemption only	official
Fannin County	county	$8,600	not listed	none	$8,600	official
Fannindel ISD	school district	$60,000 state exemption only	yes (required by state law for school districts)	none	$60,000 state exemption only	official
Honey Grove ISD	school district	$60,000 state exemption only	yes (required by state law for school districts)	none	$60,000 state exemption only	official
Leonard ISD	school district	$60,000 state exemption only	yes (required by state law for school districts)	none	$60,000 state exemption only	official
North Lamar ISD	school district	$60,000 state exemption only	yes (required by state law for school districts)	none	$60,000 state exemption only	official
Sam Rayburn ISD	school district	$60,000 state exemption only	yes (required by state law for school districts)	none	$60,000 state exemption only	official
Savoy ISD	school district	$60,000 state exemption only	yes (required by state law for school districts)	none	$60,000 state exemption only	official
Trenton ISD	school district	$60,000 state exemption only	yes (required by state law for school districts)	none	$60,000 state exemption only	official
Whitewright ISD	school district	$60,000 state exemption only	yes (required by state law for school districts)	none	$60,000 state exemption only	official
Wolfe City ISD	school district	$60,000 state exemption only	yes (required by state law for school districts)	none	$60,000 state exemption only	official

State exemptions that also apply here

These breaks come from Texas law. Their full rules, forms and deadlines are on the Texas page.

All Texas property tax exemptions

By group in Texas: Seniors · Veterans · Disability · Surviving spouses

Savings estimate for Fannin County

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Exemption

Value taken off ($)

Filled in when the exemption is a fixed dollar amount. You can change it.

Tax rate (%)

Fannin County median effective rate: 0.86% (taxes paid as a share of home value). Use your own rate if you know it.

Enter a value and a tax rateChoose an exemption or type the value it takes off.

Median effective rate in Fannin County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. It is a county-wide middle value; rates differ by town and school district.

An estimate, not a bill. Nothing you type here is sent anywhere.

Eligibility finder for Fannin County

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Do you own the home and live in it as your main home?

Your age, or the year you were born

Leave empty if you'd rather not say.

Are you a veteran?

Do you have a permanent disability?

Are you the surviving spouse of a veteran, service member or first responder?

Yearly household income ($)

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Fannin County

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

Questions about property tax exemptions in Fannin County

What property tax exemptions are there in Fannin County?

Where do I apply for a property tax exemption in Fannin County?

Fannin Appraisal District Phone: 903-583-8701 Address: 831 W. State Hwy. 56, Bonham, TX 75418-8604. Also: Texas Comptroller, Property Tax Assistance Division, which state rules and forms.

When is the deadline to apply in Fannin County?

Local age 65 or older exemption (Fannin County): No later than one year after you turn 65 or become disabled (Tax Code §11.43(k)); late applications up to two years after the delinquency date (§11.431). Local disabled person exemption (Fannin County): No later than one year after you turn 65 or become disabled (Tax Code §11.43(k)); late applications up to two years after the delinquency date (§11.431).

Do I have to reapply every year in Fannin County?

Local age 65 or older exemption (Fannin County): One-time; you do not reapply each year unless the appraisal district asks you to. Local disabled person exemption (Fannin County): One-time; you do not reapply each year unless the appraisal district asks you to.

Do Texas’s statewide exemptions apply in Fannin County too?

Yes. The statewide breaks on our Texas page apply here as well, for example General Residence Homestead Exemption, Age 65 or Older or Disabled Residence Homestead Exemption and School Tax Ceiling (tax freeze) for Age 65 or Older or Disabled. This page adds what Fannin County sets or runs itself.

Good to know in Fannin County

Fannin County gives $8,600 off for 65+ and disabled homeowners; the cities of Bonham, Honey Grove and Savoy give $5,000, Leonard 2% plus $5,000, and Ravenna 20% plus $3,000.

Think your assessed value is too high? See how to appeal in Fannin County.

Sources

Fannin County Appraisal District, Exemptions by taxing entity (online list)
Texas Comptroller county directory: Fannin County
Texas Comptroller, Property Tax Exemptions
Median effective tax rate for Fannin County: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, county figures as published by Tax Foundation. The rate is property taxes paid divided by home value.

Last checked: Oct 2026.